Holiday, Florida.
Typical home $218,035 (-1.6% in a year), asking rent $1,724 (-1.3%). Tampa-St. Petersburg-Clearwater, FL metro.
to buy the typical home at today's mortgage rate — +$648 (+131%) since Jan 2020.
- 1 year
- Down $3,493 -2%
- $221,528$218,035 since Sep 2025
- 5 years
- Up $34,490 +19%
- $183,546$218,035 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holiday$1,144
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Holiday, FL fell 1.6% over the past year — slower than the nation's +1.2%.
Asking rents in Holiday, FL fell 1.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Holiday runs $213/mo less than renting one. The gap peaked at $499 in Nov 2021.
That is $1,511 a month against $1,724 rent: a $1,144 mortgage payment, plus $133 property tax and $233 insurance & upkeep.
Owning vs renting — Holiday
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,511
- Renting$1,724
- Mortgage only$1,144
Property tax · $133/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Pasco County, FL
Insurance & upkeep · $233/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Holiday, Pasco County, Florida
Holiday, in Pasco County, had 24,939 people in the 2020 census. Half its households earn more than $48,186 a year and half less, against $70,492 across Pasco County; 19% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Pasco County was 5.0% in August 2026, and the county had 3.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holiday is a community in Pasco County where the people tend to be older than in many places, and most homes are lived in by their owners. Household incomes are well below the county's, and more residents live below the poverty line than you might expect. Few adults hold a four-year degree. Winters are mild, summers are hot, snow is rare, and the year brings plenty of rain.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. Among the largest workplaces in Holiday are Publix Super Markets, Winn-Dixie Stores and the Social Security Administration. Unemployment across Pasco County is somewhat higher than a year ago, though the county has added jobs over the past year, and a typical commute is a fairly long one.
Things to do. A short drive away, Honeymoon Island State Park is a protected area, and Wall Springs Park offers a quieter green space. The Leepa-Rattner Museum of Art is also a short drive away, and the Anclote River is close by for time on the water. Bigger outings, such as Busch Gardens Tampa, mean a longer drive.
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- 10,195households
- 14%of adults have a degree
- 19%below the poverty line
- 30 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Pasco County had 150,334 jobs in 2025, 3.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 69° and lows near 51°; warmest in August, with highs near 91° and lows near 76°. About 54 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Tarpon Spgs Sewage Plt weather station, 2 miles away (NOAA).
Largest workplaces in Holiday
- Publix Super MarketsSupermarkets and other grocery stores141
- Winn-Dixie Stores, Inc.Supermarket64
- Wawa SiteConvenience store38
- Social Security AdministrationFederal government31
- Aldi Florida21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 264 people in all. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Hurricanesrelatively high in parts of HolidayRelatively moderate
- Tornadoesrelatively high in parts of HolidayRelatively moderate
- Lightningrelatively high in parts of HolidayRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holiday’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pasco County and the Tampa-St. Petersburg-Clearwater, FL metro.
Holiday home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holiday$218,035
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Holiday listings, and the typical home goes pending in 44 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Holiday33.92%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Holiday44
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holiday315
New listings per month
Sellers arriving at the market.
- Holiday69
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Holiday$223,209
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Holiday96.97%
Zip codes with a Holiday address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holiday — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Holiday
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 34691 | Holiday | 21,232 | $1,707 | $219,865 |
| 34690 | Holiday | 12,498 | $1,746 | $215,241 |