Holland, Texas.
Typical home $336,376 (-0.5% in a year). Killeen-Temple, TX metro.
to buy the typical home at today's mortgage rate — +$893 (+102%) since Jan 2020.
- 1 year
- Down $1,856 -1%
- $338,232$336,376 since Sep 2025
- 5 years
- Up $27,287 +9%
- $309,088$336,376 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holland$1,766
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 41 years.
Typical home values in Holland, TX fell 0.5% over the past year — slower than the nation's +1.2%.
Living in Holland, Bell County, Texas
Holland is a town of 1,075 people in Bell County. Unemployment in Bell County was 5.2% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Bell County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holland is a small town in Bell County, Texas, with a population that has stayed modest. Homes here are valued well above what the county's incomes might suggest, since the county's household incomes sit near the middle of the state. Fewer adults hold a four-year degree than hold only a high school diploma or some college.
Work. Most residents who hold jobs work in schools, hospitals and social care, in shops, in professional and business services, or in restaurants, hotels and entertainment. Across Bell County, some of the largest workplaces are Scott and White Memorial Hospital, Killeen ISD and the Veterans Health Administration. Commutes are fairly long, and very few people work from home. Unemployment across the county is slightly higher than a year ago, while the number of jobs has edged up.
Things to do. The Lampasas River is a short drive away and is the closest place to get out on the water. A longer drive brings you to Belton Lake, a reservoir, and to Inner Space Cavern, a tourist attraction. Winters are mild with little or no snow, and summers are very hot, with rain spread through the year.
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- 29%of adults have a degree
- 28 mintypical commute
- 5%work from home
What people in Bell County work in
Employed residents by industry, from the Census survey. Bell County had 130,527 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 37°; warmest in August, with highs near 97° and lows near 72°. About 35 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Granger Dam weather station, 13 miles away (NOAA).
Largest workplaces in Bell County
- Scott and White Memorial HospitalGeneral hospital7,067FTE
- Killeen ISDSchool district6,251FTE
- Baylor Scott & White Health4,950
- Veterans Health AdministrationFederal government · Department of Veterans Affairs2,766
- Belton ISDSchool district2,104FTE
- Baylor Scott & White Health1,444
- Temple ISDSchool district1,292FTE
- H-E-BRetail1,280
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 221 workplaces with 20 or more staff, 42,460 people in all across the county; Holland has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HailRelatively high
- LightningRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holland’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bell County and the Killeen-Temple, TX metro.
Holland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holland$336,376
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holland14
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Holland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.