Holmes Beach, Florida.
Typical home $1,005,246 (+5.2% in a year). North Port-Sarasota-Bradenton, FL metro.
to buy the typical home at today's mortgage rate — +$2,870 (+119%) since Jan 2020.
- 1 year
- Up $49,721 +5%
- $955,525$1,005,246 since Sep 2025
- 5 years
- Up $64,280 +7%
- $940,966$1,005,246 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holmes Beach$5,276
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 52 years.
Typical home values in Holmes Beach, FL rose 5.2% over the past year — faster than the nation's +1.2%.
Living in Holmes Beach, Manatee County, Florida
Holmes Beach is a city of 3,010 people in Manatee County. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Manatee County was 4.9% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holmes Beach is a small city on a barrier island, and it is an older community, with residents who are on average much older than across the country. Nearly everyone owns the home they live in, and typical home values run well above what is usual for the state. Most adults hold a four-year degree, and fewer residents live below the poverty line than in many places.
Work. Residents work mostly in shops, in schools, hospitals and social care, in professional and business services, and in manufacturing, and a good number work from home. Across Manatee County, some of the largest workplaces are Manatee Schools, Manatee Memorial Hospital and Feld Entertainment. The county has added jobs over the past year, though unemployment is a little higher than it was a year earlier.
Things to do. Anna Maria Island, a beach, lies in or beside town. A short drive away are Palma Sola Botanical Park, a botanical garden, and De Soto National Memorial, a protected area. Farther afield, the John and Mable Ringling Museum of Art is a longer drive away. Winters are mild and summers are hot, with a fair amount of rain through the year.
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- 1,746households
- 63%of adults have a degree
- 8%below the poverty line
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Manatee County had 146,007 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 72° and lows near 52°; warmest in August, with highs near 92° and lows near 75°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sarasota Bradenton Airport weather station, 12 miles away (NOAA).
Largest employers in Manatee County
- Manatee County School Board5,804
- Manatee Healthcare System2,804
- Publix2,600
- Amazon2,500
- Manatee County Government2,493
- Beall's, Inc.2,300
- Blake Medical Center1,742
- Manatee County Sheriff's Department1,275
From Manatee County’s annual financial report for 2025, its schedule of principal employers, as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Coastal floodingVery high
- HurricanesRelatively high
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holmes Beach’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Manatee County and the North Port-Sarasota-Bradenton, FL metro.
Holmes Beach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holmes Beach$1,005,246
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 7 Holmes Beach listings, and the typical home goes pending in 106 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Holmes Beach14.45%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holmes Beach131
New listings per month
Sellers arriving at the market.
- Holmes Beach19
Median sale price
What buyers actually paid — closed sales, not asking prices.
Not enough data to draw this yet.
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Holmes Beach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holmes Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.