Holton, Indiana.
Typical home $265,001 (+6.8% in a year).
to buy the typical home at today's mortgage rate — +$854 (+159%) since Jan 2020.
- 1 year
- Up $16,829 +7%
- $248,172$265,001 since Sep 2025
- 5 years
- Up $72,840 +38%
- $192,161$265,001 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holton$1,391
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Holton, IN rose 6.8% over the past year — faster than the nation's +1.2%.
Living in Holton, Ripley County, Indiana
Holton is a town of 417 people in Ripley County. Unemployment in Ripley County was 3.1% in August 2026, and the county had 2.9% fewer jobs in 2025 than the year before. The most people in Ripley County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holton is a very small town in Ripley County, Indiana, where neighbors are likely to know one another by sight. Homes here are valued above what the typical Ripley County household's income might comfortably suggest, and few adults hold a four-year degree. Winters are cold, with January highs near freezing and lows well below it, while July brings warm summer days and a fair amount of rain and snowmelt through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across Ripley County, some of the largest workplaces are Baxter Manufacturing, which makes hospital beds, Margaret Mary Community Hospital, and Batesville Casket's Doll Plant. Commutes are on the long side, which fits a town this small, and the county has seen slightly fewer jobs than the year before.
Things to do. Versailles State Park and Big Oaks National Wildlife Refuge are both protected areas a short drive away, good for walking and watching wildlife. Farther afield, Clifty Falls State Park is a waterfall destination a longer drive away, and Perfect North Slopes is a ski area, also a longer drive, which suits the snowy part of the winter.
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- 3%of adults have a degree
- 33 mintypical commute
What people in Ripley County work in
Employed residents by industry, from the Census survey. Ripley County had 11,001 jobs in 2025, 2.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 65°. About 17 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the North Vernon Ese weather station, 13 miles away (NOAA).
Largest workplaces in Ripley County
- Baxter ManufacturingHospital beds manufacturing1,125
- BAXTER - Administrative CampusCentralized administrative offices843
- Thrive Market Batesville Fulfillment CenterGeneral warehousing and storage591
- Margaret Mary Community HospitalCritical access hospital495FTE
- Batesville Casket Doll PlantBurial caskets and cases manufacturing325
- Crum TruckingTrucking, general freight, long-distance, truckload231
- Wood-Mizer - BatesvilleSawmill equipment manufacturing171
- South Ripley Com Sch Corp SchoolsSchool district152FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 34 workplaces with 20 or more staff, 5,564 people in all across the county; Holton has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- LightningRelatively high
- DroughtRelatively moderate
- Cold wavesRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ripley County.
Holton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holton$265,001
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holton7
Zip codes with a Holton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.