Holualoa, Hawaii.
Typical home $1,033,322 (-1.9% in a year). Hilo, HI metro.
to buy the typical home at today's mortgage rate — +$2,968 (+121%) since Jan 2020.
- 1 year
- Down $19,671 -2%
- $1,052,992$1,033,322 since Sep 2025
- 5 years
- Up $129,320 +14%
- $904,001$1,033,322 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holualoa$5,424
- Hawaii$4,372
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Holualoa, HI fell 1.9% over the past year — slower than the nation's +1.2%.
Living in Holualoa, Hawaii County, Hawaii
Holualoa, in Hawaii County, had 2,994 people in the 2020 census. Half its households earn more than $115,972 a year and half less, against $78,639 across Hawaii County; 6% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Hawaii County was 3.4% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holualoa is a small community where most homes are lived in by their owners, and the people who live there tend to be older than in many towns. Incomes run well above the county's, and fewer residents live below the poverty line than you might expect. The weather stays warm all year, with only a mild difference between January and August, and little rain or snow.
Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, and in professional and business services. Many people work from home, and the typical commute is a modest one. Across Hawaii County, some of the largest workplaces are Hilo Medical Center, Mauna Lani and Hilton Waikoloa Village.
Things to do. A short drive away, Hulihee Palace is a museum, and Kaloko-Honokōhau National Historical Park is a protected area. Sadie Seymour Botanical Gardens, also a short drive off, makes an easy outing among plants. For a day at the beach, Waikoloa Beach is a longer drive away.
Report a mistake
- 979households
- 6%below the poverty line
- 24 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Hawaii County had 74,168 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 81° and lows near 69°; warmest in August, with highs near 87° and lows near 76°. About 10 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Kailua Kona Ke-ahole Airport weather station, 10 miles away (NOAA).
Largest workplaces in Hawaii County
- Hilo Medical CenterGeneral hospital1,239FTE
- Mauna LaniHotel resort noncasino671
- Hilton Worldwide Holdings, Inc.Hotels641
- HPM Building SupplyHome centers, building materials559
- University of Hawaii at HiloUniversity or college556
- WalmartDiscount department stores540
- TargetDiscount department stores466
- Kona Community HospitalGeneral hospital454FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 152 workplaces with 20 or more staff, 15,198 people in all across the county; Holualoa has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Volcanic activityRelatively high
- EarthquakesRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- Wildfirerelatively high in parts of HolualoaRelatively moderate
- TsunamisRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holualoa’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hawaii County and the Hilo, HI metro.
Holualoa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holualoa$1,033,322
- Hawaii$832,932
- United States$366,157
Sellers are cutting prices on about 1 in 7 Holualoa listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Holualoa13.68%
- United States25.56%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holualoa21
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Holualoa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holualoa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.