Holyoke, Colorado.
Typical home $254,175 (+0.8% in a year).
to buy the typical home at today's mortgage rate — +$707 (+113%) since Jan 2020.
- 1 year
- Up $2,040 +1%
- $252,135$254,175 since Sep 2025
- 5 years
- Up $37,579 +17%
- $216,595$254,175 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Holyoke$1,334
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Holyoke, CO rose 0.8% over the past year — slower than the nation's +1.2%.
Living in Holyoke, Phillips County, Colorado
Holyoke is a city of 2,346 people in Phillips County. Unemployment in Phillips County was 3.1% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Holyoke is a small city in northeastern Colorado, the seat of Phillips County, on the high plains close to the Nebraska line. It is a town where people tend to know one another, and its residents are somewhat older than in many places, with a median age just past the point where careers are well established. Homes here cost less than in much of Colorado, and a good share of adults have a four-year degree.
Work. Much of the local work is in schools, hospitals and social care, along with government, the building trades, and farming. Melissa Memorial Hospital, the Holyoke school district and Regent Park Care Center are among the largest workplaces in town, and Jack's Bean Company, a dry pea and seed grower, is another. Unemployment in the county is low and has barely moved over the past year, and the number of jobs has edged up slightly. Few people work from home.
Things to do. The one nearby place to know about is Lodgepole Creek, a river a longer drive away. Winters in Holyoke are cold, with snow on the ground for much of the season, while summers turn quite warm. Rain and melted snow add up to a modest amount over the year, typical of the dry plains.
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- 1,073households
- 33%of adults have a degree
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Phillips County had 1,795 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 13°; warmest in July, with highs near 88° and lows near 59°. About 30 inches of snow and 18 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Holyoke weather station, 3 miles away (NOAA).
Largest workplaces in Holyoke
- Melissa Memorial HospitalCritical access hospital103FTE
- Holyoke School District No. Re-1JSchool district85FTE
- Regent Park Care CenterHomes for the elderly with nursing care43
- Jack's Bean CompanyPea farming, dry, field and seed production22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 65 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- HailVery high
- LightningVery high
- TornadoesVery high
- DroughtRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Holyoke’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Phillips County.
Holyoke home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Holyoke$254,175
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Holyoke listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Holyoke33.94%
- United States25.56%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Holyoke18
Zip codes with a Holyoke address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Holyoke — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Holyoke
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 80734 | Holyoke | 2,999 | — | $254,833 |
| 80731 | Haxtun | 1,486 | — | $258,203 |