Homosassa, Florida.
Typical home $302,785 (-0.8% in a year), asking rent $2,038 (+9.3%). Homosassa Springs, FL metro.
to buy the typical home at today's mortgage rate — +$880 (+124%) since Jan 2020.
- 1 year
- Down $2,348 -1%
- $305,133$302,785 since Sep 2025
- 5 years
- Up $39,100 +15%
- $263,684$302,785 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Homosassa$1,589
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Homosassa, FL fell 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Homosassa, FL rose 9.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Homosassa runs $23/mo more than renting one. The gap peaked at $288 in Feb 2025.
That is $2,060 a month against $2,038 rent: a $1,589 mortgage payment, plus $147 property tax and $324 insurance & upkeep.
Owning vs renting — Homosassa
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,060
- Renting$2,038
- Mortgage only$1,589
Property tax · $147/mo 0.58% of value a year — the ACS 2020-2024 median bill over the median home value for Citrus County, FL
Insurance & upkeep · $324/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Homosassa, Citrus County, Florida
Homosassa, in Citrus County, had 2,299 people in the 2020 census. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Citrus County was 6.7% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most people in Citrus County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Homosassa is a small community whose residents are older than in most of the country, and nearly everyone who lives here owns their home. More people here live below the poverty line than is typical, and fewer adults hold a four-year degree than in many places. Homes cost a good deal more than the county's household incomes might suggest, and rents run high for a place this size.
Work. Residents mostly work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in professional and business services. Across Citrus County, the largest workplaces include Citrus Schools, HCA Florida Citrus Hospital and Seven Rivers Regional Medical Center. Unemployment across the county is a little higher than a year ago, though the county has added some jobs over the past year.
Things to do. Homosassa Springs Wildlife State Park and the Yulee Sugar Mill Ruins State Historic Site are both in or beside town, one a protected area and the other a historic site. The Homosassa River, a short drive away, is the nearest river to spend time on, and Chassahowitzka National Wildlife Refuge is a short drive away as well. Winters are mild, with little or no snow, and summers are hot, with plenty of rain through the year.
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- 1,067households
- 25%of adults have a degree
- 17%below the poverty line
What people in Citrus County work in
Employed residents by industry, from the Census survey. Citrus County had 35,256 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 69° and lows near 43°; warmest in July, with highs near 91° and lows near 71°. About 52 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Inverness Southeast weather station, 18 miles away (NOAA).
Largest workplaces in Citrus County
- Therapy ManagementHomes for the aged with nursing care4,191
- Citrus SchoolsSchool district2,327FTE
- Tampa General Hospital-Crystal RiverHospitals, general medical and surgical978
- HCA Florida Citrus HospitalGeneral hospital765FTE
- Seven Rivers Regional Medical CenterGeneral hospital609FTE
- Citrus Hills Investment PropertiesHousing, single-family, construction general contractors437
- WalmartWarehouse clubs and supercenters413
- F & H ContractorsConstruction management, power and communication transmission line395
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 74 workplaces with 20 or more staff, 13,758 people in all across the county; Homosassa has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- HurricanesVery high
- WildfireRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Homosassa’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Citrus County and the Homosassa Springs, FL metro.
Homosassa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Homosassa$302,785
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 3 Homosassa listings, and the typical home goes pending in 55 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Homosassa28.97%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Homosassa55
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Homosassa305
New listings per month
Sellers arriving at the market.
- Homosassa54
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Homosassa$304,361
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Homosassa96.89%
Zip codes with a Homosassa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Homosassa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Homosassa
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 34446 | Homosassa | 19,102 | $1,950 | $315,986 |
| 34448 | Homosassa | 10,817 | $2,500 | $264,081 |