Hornbeak, Tennessee.
. Union City, TN metro.
to buy the typical home at today's mortgage rate — +$960 (+124%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tennessee$1,737
- United States$1,922
Living in Hornbeak, Obion County, Tennessee
Hornbeak is a town of 511 people in Obion County. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Obion County was 3.6% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most people in Obion County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hornbeak is a very small town in Obion County, in the northwest corner of Tennessee. Most homes here are lived in by their owners, and adults with a four-year degree are fewer than in much of the country. Winters are cold, with January the coldest month, and summers are hot and wet, with July the warmest and a good deal of rain and melted snow across the year.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants and hotels. Across Obion County, the largest workplaces include Tyson Farms, Obion County Schools and Walmart. Most people drive a fair way to work, and almost none work from home. The county has fewer jobs than it did a year earlier, though unemployment there is no higher than it was a year ago.
Things to do. Reelfoot Lake is a short drive away, and so is Reelfoot Lake State Park, which protects land around the water. Reelfoot National Wildlife Refuge, also a short drive off, is another protected area for time outdoors. For a museum, Discovery Park of America is a longer drive away.
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- 20%of adults have a degree
- 9%below the poverty line
- 29 mintypical commute
- 1%work from home
What people in Obion County work in
Employed residents by industry, from the Census survey. Obion County had 11,923 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 26°; warmest in July, with highs near 87° and lows near 68°. About 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Samburg Wr weather station, 8 miles away (NOAA).
Largest workplaces in Obion County
- Tyson FarmsPoultry processing1,722
- Obion County SchoolsSchool district532FTE
- WalmartWarehouse clubs and supercenters343
- Williams Sausage CompanyMeat processed from carcasses303
- Baptist MEM Hospital Union CityGeneral hospital279FTE
- Kohler CoGlass products made from purchased glass278
- Union City SchoolsSchool district226FTE
- Turner HealthcareNursing homes213
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 4,351 people in all across the county; Hornbeak has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- EarthquakesVery high
- Ice stormsVery high
- LightningRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hornbeak’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Obion County and the Union City, TN metro.
Hornbeak home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hornbeak6
Zip codes with a Hornbeak address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hornbeak — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.