Zip lookup · TN

38232
Hornbeak, Tennessee.

Hornbeak, Obion County, TN · Union City, TN metro · population 2,238

What it costs per month · 38232 $865/mo

to buy the typical home at today's mortgage rate — +$497 (+135%) since Jan 2020.

What the home itself did
1 year
Up $8,204 +5%
$156,582$164,786 since Sep 2025
5 years
Up $44,542 +37%
$120,244$164,786 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38232 $865 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38232$865
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 38232 rose 5.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Hornbeak, TN — measured over the city limits, which is a different area from this zip.

Typical home value $164,786 as of Sep 2026
+5.2%year on year

Typical home value — 38232

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 38232 $164,786 Union City $166,886 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 38232$164,786
  • Union City$166,886
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.4 38260 Troy 3,720 — $177,428
6.7 38240 Obion 1,620 — $159,475
9.4 38079 Tiptonville 4,262 — $113,755
12.7 38259 Trimble 672 — $106,976
12.9 38261 Union City 16,385 — $173,004
14.9 38080 Ridgely 2,506 — $115,233
15.1 38253 Rives 917 — $197,499
15.2 42050 Hickman 3,015 — $76,996
17.0 38059 Newbern 8,281 — $199,105
18.4 38233 Kenton 2,674 — $148,496
19.5 63873 Portageville 4,015 — $118,709
20.0 63869 New Madrid 3,218 — $119,757
20.0 63866 Marston 409 — $64,960

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.