Hosford, Florida.
Typical home $180,923 (+5.3% in a year).
to buy the typical home at today's mortgage rate — +$556 (+141%) since Jan 2020.
- 1 year
- Up $9,030 +5%
- $171,893$180,923 since Sep 2025
- 5 years
- Up $42,073 +30%
- $138,850$180,923 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hosford$950
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Hosford, FL rose 5.3% over the past year — faster than the nation's +1.2%.
Living in Hosford, Liberty County, Florida
Hosford, in Liberty County, had 551 people in the 2020 census. Unemployment in Liberty County was 5.1% in August 2026, and the county had 3.4% more jobs in 2025 than the year before. The most people in Liberty County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hosford is a very small community in Liberty County, in the Florida Panhandle. Its residents are young for a place of its size, with a median age well below what is common across much of the country. Winters are mild and summers are hot, with plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, the building trades, government and retail. Across Liberty County, Liberty Schools and Rex Lumber are among the largest workplaces. The typical commute is a long one, and only a small share of people work from home.
Things to do. Lake Talquin is a lake a short drive away, and it is the closest of the nearby waters. A longer drive brings you to Apalachicola National Forest, a large protected area, and to Torreya State Park, another protected area. Telogia Creek and Little River are also within a longer drive for those who like to be near running water.
Report a mistake
- 6%below the poverty line
- 37 mintypical commute
- 8%work from home
What people in Liberty County work in
Employed residents by industry, from the Census survey. Liberty County had 1,908 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 40°; warmest in July, with highs near 91° and lows near 72°. About 60 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Quincy Ssw weather station, 17 miles away (NOAA).
Largest workplaces in Liberty County
- Liberty SchoolsSchool district177FTE
- Hosford OSB135
- Rex LumberSawmills124
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 259 people in all across the county; Hosford has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- HurricanesRelatively high
- WildfireRelatively moderate
- Cold wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hosford’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Liberty County.
Hosford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hosford$180,923
- Florida$375,361
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Hosford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hosford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.