Houston, Texas.
Typical home $259,465 (-2.1% in a year), asking rent $1,544 (-0.1%). Houston-The Woodlands-Sugar Land, TX metro.
to buy the typical home at today's mortgage rate — +$641 (+89%) since Jan 2020.
- 1 year
- Down $5,477 -2%
- $264,942$259,465 since Sep 2025
- 5 years
- Up $26,002 +11%
- $233,463$259,465 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Houston$1,362
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 33 years.
Typical home values in Houston, TX fell 2.1% over the past year — slower than the nation's +1.2%.
Asking rents in Houston, TX fell 0.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Houston runs $446/mo more than renting one. The gap peaked at $637 in Oct 2023.
That is $1,991 a month against $1,544 rent: a $1,362 mortgage payment, plus $351 property tax and $278 insurance & upkeep.
Owning vs renting — Houston
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,991
- Renting$1,544
- Mortgage only$1,362
Property tax · $351/mo 1.62% of value a year — the ACS 2020-2024 median bill over the median home value for Harris County, TX
Insurance & upkeep · $278/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Houston, Harris County, Texas
Houston is a city of 2,304,580 people in Harris County. Half its households earn more than $64,813 a year and half less, against $74,983 across Harris County; 20% of its people live below the poverty line. 42% of its homes are lived in by their owners and 58% are rented. Unemployment in Houston was 4.9% in August 2026, and Harris County had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Houston is the largest city in Texas and one of the biggest in the country, and it is a place where most people rent rather than own, with incomes somewhat below those across Harris County. The population is on the younger side, and a four-year degree is common among adults. Winters are mild and summers are hot, with little or no snow and a good deal of rain through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in the building trades and in shops. The medical centers are among the largest employers in the city, among them UT MD Anderson Cancer Center, Texas Children's Hospital and Baylor College of Medicine. Commutes are fairly long, and some people work from home.
Things to do. The Houston Zoo is a short drive away, as are museums such as the Museum of Fine Arts, Houston and the Menil Collection. Daikin Park, a ballpark, is in or beside town.
Report a mistake
- 930,404households
- 37%of adults have a degree
- 20%below the poverty line
- 27 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Harris County had 2,458,604 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 63° and lows near 44°; warmest in August, with highs near 94° and lows near 77°. About 54 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Houston-port weather station, 7 miles away (NOAA).
Largest workplaces in Houston
- UT MD Anderson Cancer CenterGeneral hospital23,843FTE
- The University of Texas Health Science Center at HoustonUniversity or college12,857
- Texas Children's HospitalChildren's hospital12,133FTE
- Baylor College of MedicineUniversity or college9,951
- THE Methodist HospitalGeneral hospital8,023FTE
- Memorial Hermann Texas Medical CntrGeneral hospital7,858FTE
- Memorial Hermann Hospital SYSGeneral hospital7,295FTE
- Alief ISDSchool district6,082FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2,133 workplaces with 20 or more staff, 385,955 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Inland floodingRelatively high
- Hurricanesrelatively high in parts of HoustonRelatively moderate
- Heat wavesRelatively moderate
- Cold wavesrelatively high in parts of HoustonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Houston’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harris County and the Houston-The Woodlands-Sugar Land, TX metro.
Houston home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Houston$259,465
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Houston listings, and the typical home goes pending in 40 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Houston26.84%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Houston40
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Houston13,064
New listings per month
Sellers arriving at the market.
- Houston2,698
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Houston$302,661
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Houston97.02%
Zip codes with a Houston address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Houston — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Houston
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 77084 | Houston | 110,217 | $1,526 | $261,493 |
| 77083 | Houston | 73,230 | $1,893 | $256,597 |
| 77036 | Houston | 71,770 | $934 | $159,566 |
| 77095 | Houston | 69,767 | $1,394 | $320,742 |
| 77077 | Houston | 60,098 | $1,284 | $382,339 |
| 77082 | Houston | 59,412 | $1,265 | $248,562 |
| 77015 | Houston | 58,415 | $1,050 | $198,236 |
| 77044 | Houston | 58,347 | $1,859 | $284,438 |
| 77070 | Houston | 58,229 | $1,455 | $291,481 |
| 77089 | Houston | 57,741 | $1,562 | $270,868 |
| 77072 | Houston | 57,108 | $1,559 | $196,998 |
| 77088 | Houston | 57,047 | $1,690 | $210,113 |
| 77040 | Houston | 50,977 | $1,333 | $255,196 |
| 77081 | Houston | 50,129 | $933 | $247,856 |
| 77099 | Houston | 50,064 | $1,143 | $212,700 |
| 77064 | Houston | 49,591 | $1,483 | $264,863 |
| 77007 | Houston | 47,808 | $1,892 | $492,518 |
| 77080 | Houston | 47,638 | $1,170 | $343,517 |
| 77057 | Houston | 46,569 | $1,438 | $272,926 |
| 77093 | Houston | 46,407 | $1,348 | $161,276 |
| 77073 | Houston | 46,084 | $1,891 | $228,096 |
| 77055 | Houston | 45,435 | $1,518 | $616,652 |
| 77060 | Houston | 45,340 | $972 | $190,745 |
| 77339 | Kingwood | 44,538 | $1,590 | $292,537 |
| 77063 | Houston | 42,690 | $1,300 | $240,413 |
| 77008 | Houston | 41,645 | $1,971 | $588,560 |
| 77075 | Houston | 40,626 | $1,288 | $250,139 |
| 77049 | Houston | 40,418 | $1,401 | $238,473 |
| 77090 | Houston | 40,110 | $1,071 | $244,393 |
| 77066 | Houston | 39,311 | $1,266 | $240,626 |
| 77065 | Houston | 38,926 | $1,309 | $281,128 |
| 77042 | Houston | 38,721 | $1,185 | $266,835 |
| 77074 | Houston | 38,660 | $1,176 | $206,831 |
| 77024 | Houston | 38,288 | $1,750 | $1,472,827 |
| 77079 | Houston | 37,276 | $1,479 | $741,499 |
| 77092 | Houston | 36,938 | $1,502 | $272,833 |
| 77034 | Houston | 36,456 | $1,030 | $220,202 |
| 77014 | Houston | 36,119 | $1,153 | $244,543 |
| 77035 | Houston | 36,019 | $1,167 | $256,616 |
| 77004 | Houston | 35,997 | $2,116 | $349,584 |
| 77009 | Houston | 35,769 | $1,847 | $383,240 |
| 77096 | Houston | 35,032 | $1,294 | $434,130 |
| 77047 | Houston | 34,987 | $1,934 | $248,213 |
| 77087 | Houston | 34,347 | $1,569 | $177,395 |
| 77045 | Houston | 33,563 | $1,681 | $194,543 |
| 77041 | Houston | 33,349 | $1,639 | $294,295 |
| 77038 | Houston | 32,637 | $1,772 | $216,426 |
| 77076 | Houston | 31,222 | $1,560 | $187,960 |
| 77018 | Houston | 31,031 | $2,090 | $535,946 |
| 77067 | Houston | 30,491 | $1,649 | $208,193 |
| 77053 | Houston | 30,198 | $1,708 | $196,203 |
| 77016 | Houston | 29,841 | $1,671 | $155,796 |
| 77025 | Houston | 29,715 | $1,418 | $469,519 |
| 77017 | Houston | 29,640 | $1,379 | $181,641 |
| 77033 | Houston | 29,154 | $1,725 | $136,687 |
| 77043 | Houston | 29,048 | $1,655 | $388,275 |
| 77005 | Houston | 28,874 | $2,160 | $1,724,569 |
| 77091 | Houston | 28,728 | $1,862 | $261,013 |
| 77086 | Houston | 28,653 | $1,396 | $215,207 |
| 77054 | Houston | 28,272 | $1,337 | $128,118 |
| 77345 | Kingwood | 27,917 | $2,066 | $406,632 |
| 77039 | Houston | 27,862 | $1,320 | $184,838 |
| 77071 | Houston | 27,056 | $1,838 | $232,286 |
| 77021 | Houston | 26,153 | $1,827 | $193,128 |
| 77022 | Houston | 25,805 | $1,533 | $212,555 |
| 77062 | Houston | 25,523 | $1,594 | $314,357 |
| 77006 | Houston | 24,892 | $1,649 | $561,394 |
| 77023 | Houston | 24,281 | $1,369 | $241,635 |
| 77061 | Houston | 24,004 | $899 | $221,283 |
| 77019 | Houston | 23,708 | $2,124 | $686,556 |
| 77020 | Houston | 23,686 | $1,854 | $161,290 |
| 77056 | Houston | 22,877 | $1,728 | $684,468 |
| 77026 | Houston | 21,981 | $1,530 | $144,044 |
| 77048 | Houston | 21,151 | $1,749 | $215,912 |
| 77002 | Houston | 21,015 | $1,920 | $248,777 |
| 77069 | Houston | 20,608 | $1,154 | $327,300 |
| 77027 | Houston | 20,317 | $1,878 | $822,955 |
| 77051 | Houston | 19,795 | $1,781 | $191,405 |
| 77028 | Houston | 19,109 | $1,680 | $156,847 |
| 77037 | Houston | 19,004 | — | $197,954 |
| 77059 | Houston | 18,767 | $2,697 | $450,871 |
| 77013 | Houston | 18,259 | $830 | $190,645 |
| 77058 | Houston | 17,850 | $1,425 | $242,912 |
| 77098 | Houston | 17,210 | $1,844 | $695,828 |
| 77085 | Houston | 16,513 | $1,289 | $222,454 |
| 77012 | Houston | 16,286 | $1,363 | $151,454 |
| 77031 | Houston | 15,179 | $1,588 | $250,265 |
| 77011 | Houston | 14,940 | $1,273 | $184,365 |
| 77336 | Huffman | 14,342 | $1,862 | $269,876 |
| 77078 | Houston | 14,247 | $1,490 | $162,220 |
| 77030 | Houston | 13,380 | $1,633 | $514,250 |
| 77068 | Houston | 13,189 | $1,966 | $309,720 |
| 77032 | Houston | 12,403 | $1,384 | $186,266 |
| 77094 | Houston | 10,395 | $2,007 | $560,701 |
| 77003 | Houston | 10,164 | $1,986 | $345,225 |
| 77050 | Houston | 6,566 | — | $171,533 |
| 77046 | Houston | 1,793 | $1,443 | $312,717 |