Howard, Colorado.
Typical home $500,908 (+0.6% in a year). Ca±on City, CO metro.
to buy the typical home at today's mortgage rate — +$1,454 (+124%) since Jan 2020.
- 1 year
- Up $3,014 +1%
- $497,893$500,908 since Sep 2025
- 5 years
- Up $79,837 +19%
- $421,070$500,908 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Howard$2,629
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Howard, CO rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Howard, Fremont County, Colorado
Howard, in Fremont County, had 852 people in the 2020 census. Half its households earn more than $60,386 a year and half less, against $62,664 across Fremont County; 0% of its people live below the poverty line. Unemployment in Fremont County was 5.9% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Fremont County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Howard is a small community in Fremont County, Colorado, with a population that counts among the smaller ones in the county. Household incomes run a little below the county's, and homes here are valued well above what many people might expect for a place this size. Winters are cold, with the coldest days in December, and a fair amount of snow falls over the year, while summers turn warm in July and the air stays fairly dry in terms of rain and melted snow.
Work. Residents mostly work in schools, hospitals and social care, in government, in the building trades, and in restaurants, hotels and entertainment. Across Fremont County, the largest workplaces include Fremont Re Schools, the Bureau of Prisons and St. Thomas More Hospital. Unemployment across the county has risen compared with a year earlier, job numbers have held about level, and the typical commute is a long one.
Things to do. The nearest outdoor draws are all a longer drive away. Browns Canyon National Monument and the Arkansas Headwaters Recreation Area are protected areas, good for time along the river and in the canyon country. Monarch Ski Area is the choice for winter days on the slopes, and Buckskin Joe is an amusement park for a different kind of outing.
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- 0%below the poverty line
- 36 mintypical commute
What people in Fremont County work in
Employed residents by industry, from the Census survey. Fremont County had 14,577 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 43° and lows near 13°; warmest in July, with highs near 86° and lows near 49°. About 37 inches of snow and 9 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Salida weather station, 13 miles away (NOAA).
Largest workplaces in Fremont County
- Fremont Re-1 SchoolsSchool district499FTE
- Bureau of Prisons/federal Prison SystemFederal government · Department of Justice351
- WalmartWarehouse clubs and supercenters302
- St. Thomas More HospitalCritical access hospital244FTE
- Golden Nugget Cripple CreekHotels, casino238
- Fremont Re-2 SchoolsSchool district216FTE
- Oldcastle SW GroupPavement, highway, road, street, bridge or airport runway, construction169
- King SoopersSupermarkets and other grocery except convenience stores117
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 2,036 people in all across the county; Howard has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- LandslidesRelatively high
- WildfireRelatively high
- Inland floodingRelatively high
- HailRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Howard’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fremont County and the Ca±on City, CO metro.
Howard home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Howard$500,908
- Colorado$529,013
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Howard15
Zip codes with a Howard address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Howard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.