Howardsville, Virginia.
Typical home $261,035 (-2.0% in a year). Charlottesville, VA metro.
to buy the typical home at today's mortgage rate — +$459 (+50%) since Feb 2022.
- 1 year
- Down $5,320 -2%
- $266,354$261,035 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Howardsville$1,370
- Virginia$2,164
- United States$1,922
Typical home values in Howardsville, VA fell 2.0% over the past year — slower than the nation's +1.2%.
Living in Howardsville, Buckingham County, Virginia
The Census does not count Howardsville on its own, so the figures here are Buckingham County's. Half the county's households earn more than $60,828 a year and half less; 12% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Buckingham County was 3.6% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in Buckingham County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Howardsville is a small rural community in Buckingham County, in central Virginia. Most homes here are lived in by their owners, more than in much of the country, and homes cost less than they do in many parts of the United States. Residents tend to be middle-aged, and the county's population is spread across farms, woods and small settlements.
Work. Many residents work in schools, hospitals and social care, in shops, in the building trades, or in transport, warehouses and utilities. Adults here are less likely than most Americans to hold a four-year degree, and the number of jobs has slipped over the past year, so work can be harder to find than it once was. Commutes tend to be longer than the national norm, and few people work from home.
Things to do. Rockfish River runs in or beside the town, which makes it the easiest place to walk down to the water. Crabtree Falls, a waterfall, is a longer drive away and well worth the trip. James River Wildlife Management Area, a protected area of woods and water, is a short drive away.
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- 6,274households
- 44.1median age
- 14%of adults have a degree
- 12%below the poverty line
- 43 mintypical commute
- 8%work from home
What people in Buckingham County work in
Employed residents by industry, from the Census survey. Buckingham County had 3,038 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 87° and lows near 66°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tye River Southeast weather station, 18 miles away (NOAA).
Largest workplaces in Buckingham County
- Packaging Corporation of America311
- Buckingham County Public SchoolsSchool district287FTE
- Buckingham Correctional CenterCorrectional institutions264
- Food LionGrocery stores89
- American HealthCareNursing care facilities84
- Food LionGrocery stores76
- Kamps Pallets - DillwynSawmills52
- Dominion EnergyFossil fuel electric power generation37
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 913 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Buckingham County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Buckingham County and the Charlottesville, VA metro.
Howardsville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Howardsville$261,035
- Virginia$412,252
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Howardsville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Howardsville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.