States · Virginia · Buckingham County

Howardsville, Virginia.

Typical home $261,035 (-2.0% in a year). Charlottesville, VA metro.

What it costs per month · Howardsville $1,370/mo

to buy the typical home at today's mortgage rate — +$459 (+50%) since Feb 2022.

What the home itself did
1 year
Down $5,320 -2%
$266,354$261,035 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Howardsville $1,370 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Howardsville$1,370
  • Virginia$2,164
  • United States$1,922

Typical home values in Howardsville, VA fell 2.0% over the past year — slower than the nation's +1.2%.

Living in Howardsville, Buckingham County, Virginia

The Census does not count Howardsville on its own, so the figures here are Buckingham County's. Half the county's households earn more than $60,828 a year and half less; 12% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Buckingham County was 3.6% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in Buckingham County work in schools and health care, then shops.

People 17,000 about, in Buckingham County: the Census does not count Howardsville on its own
Household income $60,828 the median in Buckingham County, give or take $4,412
Unemployment 3.6% Buckingham County, August 2026; 3.4% a year before
Homes 77% lived in by their owners; 23% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Howardsville is a small rural community in Buckingham County, in central Virginia. Most homes here are lived in by their owners, more than in much of the country, and homes cost less than they do in many parts of the United States. Residents tend to be middle-aged, and the county's population is spread across farms, woods and small settlements.

Work. Many residents work in schools, hospitals and social care, in shops, in the building trades, or in transport, warehouses and utilities. Adults here are less likely than most Americans to hold a four-year degree, and the number of jobs has slipped over the past year, so work can be harder to find than it once was. Commutes tend to be longer than the national norm, and few people work from home.

Things to do. Rockfish River runs in or beside the town, which makes it the easiest place to walk down to the water. Crabtree Falls, a waterfall, is a longer drive away and well worth the trip. James River Wildlife Management Area, a protected area of woods and water, is a short drive away.

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  • 6,274households
  • 44.1median age
  • 14%of adults have a degree
  • 12%below the poverty line
  • 43 mintypical commute
  • 8%work from home

What people in Buckingham County work in

  • Schools, hospitals and social care18%
  • Shops (retail)14%
  • Building trades14%
  • Transport, warehouses and utilities10%
  • Professional and business services10%
  • Government8%

Employed residents by industry, from the Census survey. Buckingham County had 3,038 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 48° and 26°; warmest in July, 87° and 66° 20° 40° 60° 80° J 48° 26° F M A M J J 87° 66° A S O N D
Average daily high and low for each month: coldest in January, 48° and 26°; warmest in July, 87° and 66° 20° 40° 60° 80° J 48° 26° F M A M J J 87° 66° A S O N D

Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 87° and lows near 66°. About 46 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Tye River Southeast weather station, 18 miles away (NOAA).

Largest workplaces in Buckingham County

  1. Packaging Corporation of America311
  2. Buckingham County Public SchoolsSchool district287FTE
  3. Buckingham Correctional CenterCorrectional institutions264
  4. Food LionGrocery stores89
  5. American HealthCareNursing care facilities84
  6. Food LionGrocery stores76
  7. Kamps Pallets - DillwynSawmills52
  8. Dominion EnergyFossil fuel electric power generation37

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 913 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Buckingham County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Buckingham County and the Charlottesville, VA metro.

Howardsville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2022 2023 2024 2025 2026 Howardsville $261,035 Virginia $412,252 United States $366,157
$250,000 $300,000 $350,000 $400,000 2022 2024 2026
  • Howardsville$261,035
  • Virginia$412,252
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Zip codes with a Howardsville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Howardsville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Howardsville