Howe, Texas.
Typical home $236,793 (-9.0% in a year), asking rent $1,825 . Sherman-Denison, TX metro.
to buy the typical home at today's mortgage rate — +$598 (+93%) since Jan 2020.
- 1 year
- Down $23,397 -9%
- $260,190$236,793 since Sep 2025
- 5 years
- Up $18,190 +8%
- $218,603$236,793 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Howe$1,243
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 43 years.
Typical home values in Howe, TX fell 9.0% over the past year — slower than the nation's +1.2%.
Living in Howe, Grayson County, Texas
Howe is a town of 3,571 people in Grayson County. Unemployment in Grayson County was 4.4% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most people in Grayson County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Howe is a small town in Grayson County, Texas, with a young population: residents are younger than in most of the country. Few adults hold a four-year degree. A typical home costs less than many Texans would pay in larger cities, though rents run on the high side for a town this size.
Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Across Grayson County, some of the biggest employers are Texoma Medical Center, Tyson Fresh Meats and Sherman ISD. The typical commute is a moderate one, and few people work from home.
Things to do. Baker Field, a stadium, is a short drive away. Lake Texoma, a large reservoir, is a longer drive, as is Eisenhower State Park, a protected area. Winters are mild and summers hot, with a fair amount of rain through the year.
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- 1,195households
- 11%of adults have a degree
- 25 mintypical commute
- 8%work from home
What people in Grayson County work in
Employed residents by industry, from the Census survey. Grayson County had 52,998 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 34°; warmest in August, with highs near 93° and lows near 73°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sherman weather station, 14 miles away (NOAA).
Largest workplaces in Grayson County
- Texoma Medical CenterGeneral hospital1,899FTE
- Tyson Fresh MeatsMeat processed from carcasses1,845
- Sherman ISDSchool district1,199FTE
- Ruiz Foods ProductMexican foods, frozen, manufacturing980
- Denison ISDSchool district631FTE
- Texas InstrumentsSemiconductor devices manufacturing608
- Grayson CollegeUniversity or college607
- WalmartRefrigerated warehousing and storage442
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 113 workplaces with 20 or more staff, 15,802 people in all across the county; Howe has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HailRelatively high
- Ice stormsRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Howe’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grayson County and the Sherman-Denison, TX metro.
Howe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Howe$236,793
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Howe14
Zip codes with a Howe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Howe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.