States · Florida · Pasco County

Hudson, Florida.

Typical home $285,735 (-1.5% in a year), asking rent $1,843 (+5.0%). Tampa-St. Petersburg-Clearwater, FL metro.

What it costs per month · Hudson $1,500/mo

to buy the typical home at today's mortgage rate — +$813 (+118%) since Jan 2020.

What the home itself did
1 year
Down $4,360 -2%
$290,095$285,735 since Sep 2025
5 years
Up $29,308 +11%
$256,427$285,735 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hudson $1,500 Florida $1,970 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hudson$1,500
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 32 years.

Typical home values in Hudson, FL fell 1.5% over the past year — slower than the nation's +1.2%.

Asking rents in Hudson, FL rose 5.0% over the past year — faster than the nation's +2.7%.

Owning the typical home in Hudson runs $138/mo more than renting one. The gap peaked at $671 in Oct 2023.

That is $1,980 a month against $1,843 rent: a $1,500 mortgage payment, plus $175 property tax and $306 insurance & upkeep.

Owning vs renting — Hudson

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $1,980 Renting $1,843 Mortgage only $1,500
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,980
  • Renting$1,843
  • Mortgage only$1,500

Property tax · $175/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Pasco County, FL

Insurance & upkeep · $306/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Hudson, Pasco County, Florida

Hudson, in Pasco County, had 12,944 people in the 2020 census. Half its households earn more than $51,513 a year and half less, against $70,492 across Pasco County; 13% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Pasco County was 5.0% in August 2026, and the county had 3.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 12,944 in the 2020 census; median age 63.8
Household income $51,513 the median, give or take $8,094 · Pasco County: $70,492
Unemployment 5.0% Pasco County, August 2026; 4.6% a year before
Homes 77% lived in by their owners; 23% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hudson is a Gulf Coast community in Pasco County where residents are older than in most of the country, and most homes are lived in by their owners. Incomes run below the county's, and fewer adults hold a four-year degree than in many places. Winters are mild and summers are hot.

Work. Many residents work in schools, hospitals and social care, in shops, in the building trades, and in professional and business services. HCA Florida Bayonet Point Hospital is among the largest workplaces in Hudson, along with IES Residential, a plumbing and heating contractor. Commutes are long, and a good number of people work from home.

Things to do. Close by, Sims Park is a place to spend an afternoon outdoors, and the Pithlachascotee River and Werner-Boyce Salt Springs State Park are both a short drive away. Weeki Wachee Springs is a longer drive.

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  • 5,571households
  • 18%of adults have a degree
  • 13%below the poverty line
  • 35 mintypical commute
  • 17%work from home

What residents work in

  • Schools, hospitals and social care18%
  • Shops (retail)15%
  • Building trades13%
  • Professional and business services12%
  • Banks, insurance and property10%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Pasco County had 150,334 jobs in 2025, 3.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 72° and 47°; warmest in August, 92° and 74° 40° 50° 60° 70° 80° 90° 100° J 72° 47° F M A M J J A 92° 74° S O N D
Average daily high and low for each month: coldest in January, 72° and 47°; warmest in August, 92° and 74° 40° 50° 60° 70° 80° 90° 100° J 72° 47° F M A M J J A 92° 74° S O N D

Coldest in January, with highs near 72° and lows near 47°; warmest in August, with highs near 92° and lows near 74°.

Average daily high and low, 1991–2020, at the Weeki Wachee weather station, 13 miles away (NOAA).

Largest workplaces in Hudson

  1. HCA Florida Bayonet Point HospitalGeneral hospital1,130FTE
  2. IES ResidentialPlumbing and heating contractors177
  3. Kane Financial ServicesSkilled nursing facility92
  4. HudsonMail and parcel delivery73

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 1,593 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesRelatively high
  2. TornadoesRelatively high
  3. LightningRelatively moderate
  4. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hudson’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pasco County and the Tampa-St. Petersburg-Clearwater, FL metro.

Hudson home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Hudson $285,735 Florida $375,361 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Hudson$285,735
  • Florida$375,361
  • United States$366,157
Property tax, 2026 roll $2,637/yr median bill inside Hudson, effective 0.99% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Hudson listings, and the typical home goes pending in 43 days — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hudson 32.01% United States 26.90%
10% 20% 30% 40% 2018 2022 2026
  • Hudson32.01%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hudson 43 United States 27
20 40 60 2018 2022 2026
  • Hudson43
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

200 400 600 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hudson 531
200 400 600 2018 2022 2026
  • Hudson531

New listings per month

Sellers arriving at the market.

100 120 140 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hudson 104
100 120 140 2018 2022 2026
  • Hudson104

Median sale price

What buyers actually paid — closed sales, not asking prices.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Hudson $259,763 United States $371,407
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Hudson$259,763
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

95.0% 97.5% 100.0% 2019 2020 2021 2022 2023 2024 2025 2026 Hudson 96.71%
95.0% 97.5% 100.0% 2020 2022 2024 2026
  • Hudson96.71%

Zip codes with a Hudson address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hudson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hudson