Hulbert, Oklahoma.
Typical home $213,344 (+6.6% in a year). Tahlequah, OK metro.
to buy the typical home at today's mortgage rate — +$656 (+141%) since Jan 2020.
- 1 year
- Up $13,146 +7%
- $200,198$213,344 since Sep 2025
- 5 years
- Up $44,000 +26%
- $169,344$213,344 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hulbert$1,120
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Hulbert, OK rose 6.6% over the past year — faster than the nation's +1.2%.
Living in Hulbert, Cherokee County, Oklahoma
Hulbert is a town of 483 people in Cherokee County. Unemployment in Cherokee County was 4.1% in August 2026, and the county had 3.9% more jobs in 2025 than the year before. The most people in Cherokee County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hulbert is a very small town in Cherokee County, Oklahoma, where neighbors tend to know one another. Incomes sit below the county's, a large share of residents live below the poverty line, and few adults hold a four-year degree. Homes here cost less than in much of the country, and winters are cool and short, with little snow, while summers run hot and the year brings plenty of rain.
Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, and in government. Across Cherokee County, the largest workplaces include Cherokee Nation WW Hastings Hospital, Northeastern State University and Northeastern Health System. The typical commute is fairly long, and few people work from home.
Things to do. Sequoyah State Park, a protected area, and the Cherokee National History Museum are both a short drive away. A longer drive leads to Fort Gibson, a historic fort, and to the Cherokee Heritage Center, another museum devoted to Cherokee history and culture. The Neosho River is also a longer drive away for time by the water.
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- 178households
- 11%of adults have a degree
- 39%below the poverty line
- 28 mintypical commute
- 5%work from home
What people in Cherokee County work in
Employed residents by industry, from the Census survey. Cherokee County had 18,652 jobs in 2025, 3.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 28°; warmest in July, with highs near 93° and lows near 69°. About 4 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tahlequah weather station, 10 miles away (NOAA).
Largest workplaces in Cherokee County
- Cherokee Nation WW Hastings HospitalGeneral hospital1,049FTE
- Northeastern State UniversityUniversity or college898
- Northeastern Health SystemGeneral hospital777FTE
- Tahlequah SchoolsSchool district479FTE
- WalmartWarehouse clubs and supercenters408
- Greenleaf Nursery CompanyNursery with tree production299
- Lowe's Companies, INCHomecenter134
- Lake Region Electric Co-opDistribution of electric power130
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,548 people in all across the county; Hulbert has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- WildfireRelatively high
- Heat wavesRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hulbert’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cherokee County and the Tahlequah, OK metro.
Hulbert home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hulbert$213,344
- Oklahoma$220,801
- United States$366,157
Sellers are cutting prices on about 1 in 4 Hulbert listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hulbert27.35%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hulbert44
New listings per month
Sellers arriving at the market.
- Hulbert7
Zip codes with a Hulbert address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hulbert — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.