Humboldt, South Dakota.
Typical home $334,339 (+3.0% in a year). Sioux Falls, SD metro.
to buy the typical home at today's mortgage rate — +$1,027 (+141%) since Jan 2020.
- 1 year
- Up $9,864 +3%
- $324,475$334,339 since Sep 2025
- 5 years
- Up $79,505 +31%
- $254,834$334,339 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Humboldt$1,755
- South Dakota$1,668
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Humboldt, SD rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Humboldt, Minnehaha County, South Dakota
Humboldt is a town of 579 people in Minnehaha County. Half its households earn more than $95,469 a year and half less, against $76,880 across Minnehaha County; 0% of its people live below the poverty line. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Minnehaha County was 2.2% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Humboldt is a very small town in Minnehaha County, South Dakota, where nearly everyone owns the home they live in. Household incomes run well above the county's, and almost no one lives below the poverty line. Winters are cold, with January the coldest month and highs staying below freezing, while July brings warm summer days; the year's rain and melted snow add up to a moderate amount.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, retail, and transport, warehouses and utilities. Across Minnehaha County, the largest workplaces include Sanford USD Medical Center, Avera McKennan and the Sioux Falls School District. Unemployment in the county is low and little changed from a year earlier, and the county has added a few more jobs over the past year. The typical commute is a fairly long one, and a modest share of residents work from home.
Things to do. Beaver Lake and Lost Lake lie in or beside town, and Grass Lake is a short drive away, so water is close at hand. Porter Sculpture Park, a museum, is also a short drive away. For a longer outing, the Great Plains Zoo is a longer drive away.
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- 265households
- 0%below the poverty line
- 28 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Minnehaha County had 139,772 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 5°; warmest in July, with highs near 83° and lows near 60°. About 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Salem 5NE weather station, 14 miles away (NOAA).
Largest workplaces in Minnehaha County
- Sanford USD Medical CenterGeneral hospital5,225FTE
- Avera MckennanGeneral hospital5,008FTE
- Sioux Falls School District 49-5School district3,273FTE
- Smithfield FoodsPork carcasses, half carcasses, and primal and sub-primal cuts produced in slaughtering plants3,136
- AmazonGeneral warehousing and storage1,924
- Sanford HealthAdministrative management services1,645
- Veterans Health AdministrationFederal government · Department of Veterans Affairs1,220
- Sanford HealthAdministrative management services566
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 312 workplaces with 20 or more staff, 50,506 people in all across the county; Humboldt has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsVery high
- Winter weatherVery high
- Cold wavesVery high
- HailRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Humboldt’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Minnehaha County and the Sioux Falls, SD metro.
Humboldt home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Humboldt$334,339
- South Dakota$317,874
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Humboldt address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Humboldt — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.