States · Colorado · La Plata County

Ignacio, Colorado.

Typical home $465,449 (+0.5% in a year). Durango, CO metro.

What it costs per month · Ignacio $2,443/mo

to buy the typical home at today's mortgage rate — +$1,322 (+118%) since Jan 2020.

What the home itself did
1 year
Up $2,447 +1%
$463,001$465,449 since Sep 2025
5 years
Up $90,051 +24%
$375,397$465,449 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Ignacio $2,443 Colorado $2,777 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Ignacio$2,443
  • Colorado$2,777
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Ignacio, CO rose 0.5% over the past year — slower than the nation's +1.2%.

Living in Ignacio, La Plata County, Colorado

Ignacio is a town of 852 people in La Plata County. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in La Plata County was 4.1% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.

People 852 in the 2020 census
Household income Too few homes in Ignacio for the Census survey to measure.
Unemployment 4.1% La Plata County, August 2026; 3.4% a year before
Homes 64% lived in by their owners; 36% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ignacio is a small town in southwest Colorado, in La Plata County, where most homes are lived in by their owners. Poverty is more common here than across much of the country, and fewer adults hold a four-year degree than in many places. Winters are cold, with January highs staying near freezing and nights well below it, while summers turn warm in July, and a fair amount of snow falls each year.

Work. Residents work mostly in restaurants, hotels and entertainment, in schools, hospitals and social care, in professional and business services, and in the building trades. Across La Plata County, the largest workplaces include Conservation Legacy, Mercy Hospital and Fort Lewis College. Most people have a fairly short trip to work, and only a few work from home.

Things to do. The Southern Ute Cultural Center and Museum sits in or beside town and is the closest stop for anyone curious about the area's history. A longer drive away are Chimney Rock National Monument, an archaeological site, and the Durango and Silverton Narrow Gauge Railroad, a museum. Navajo State Park, a protected area on a reservoir, is also a longer drive from town.

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  • 482households
  • 17%of adults have a degree
  • 16%below the poverty line
  • 18 mintypical commute
  • 5%work from home

What residents work in

  • Restaurants, hotels and entertainment18%
  • Schools, hospitals and social care16%
  • Professional and business services15%
  • Building trades12%
  • Government10%
  • Shops (retail)6%

Employed residents by industry, from the Census survey. La Plata County had 27,353 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 11°; warmest in July, 86° and 52° 20° 40° 60° 80° J 38° 11° F M A M J J 86° 52° A S O N D
Average daily high and low for each month: coldest in January, 38° and 11°; warmest in July, 86° and 52° 20° 40° 60° 80° J 38° 11° F M A M J J 86° 52° A S O N D

Coldest in January, with highs near 38° and lows near 11°; warmest in July, with highs near 86° and lows near 52°. About 34 inches of snow and 14 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ignacio 6ESE weather station, 6 miles away (NOAA).

Largest workplaces in La Plata County

  1. Conservation LegacyNatural resource preservation organizations2,377
  2. Mercy HospitalGeneral hospital856FTE
  3. Durango School District No. 9-RSchool district844FTE
  4. Fort Lewis CollegeUniversity or college675
  5. Mountain Capital PartnersAlpine skiing facilities without accommodations390
  6. WalmartWarehouse clubs and supercenters358
  7. Bayfield School District No. 10Jt-RSchool district188FTE
  8. King SoopersSupermarkets and other grocery except convenience stores136

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 6,122 people in all across the county; Ignacio has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Inland floodingVery high
  3. WildfireRelatively high
  4. Winter weatherRelatively high
  5. AvalanchesRelatively moderate
  6. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ignacio’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on La Plata County and the Durango, CO metro.

Ignacio home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Ignacio $465,449 Colorado $529,013 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Ignacio$465,449
  • Colorado$529,013
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Ignacio listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

17.5% 20.0% 22.5% 25.0% 2026 Ignacio 17.88% United States 26.90%
17.5% 20.0% 22.5% 25.0% 2026
  • Ignacio17.88%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ignacio 24
10 20 30 2018 2022 2026
  • Ignacio24

New listings per month

Sellers arriving at the market.

5 6 6 2026 Ignacio 5
5 6 6 2026
  • Ignacio5

Zip codes with a Ignacio address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ignacio — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ignacio