Ilwaco, Washington.
Typical home $397,545 (+0.8% in a year).
to buy the typical home at today's mortgage rate — +$1,124 (+117%) since Jan 2020.
- 1 year
- Up $3,221 +1%
- $394,323$397,545 since Sep 2025
- 5 years
- Up $37,202 +10%
- $360,342$397,545 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ilwaco$2,087
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 35 years.
Typical home values in Ilwaco, WA rose 0.8% over the past year — slower than the nation's +1.2%.
Living in Ilwaco, Pacific County, Washington
Ilwaco is a city of 1,087 people in Pacific County. Half its households earn more than $98,200 a year and half less, against $67,081 across Pacific County; 10% of its people live below the poverty line. Unemployment in Pacific County was 6.1% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Pacific County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ilwaco is a small city at the mouth of the Columbia River, on the southwest tip of Washington. Household incomes here run well above the county's, though the typical home is not cheap, and a good share of residents still live with money worries. Winters are cool and summers stay mild, with little or no snow and a great deal of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, government, and restaurants, hotels and entertainment. Among the largest workplaces in town are Adrift Hospitality, which runs hotels, and Ocean Beach Hospital. Across Pacific County, unemployment is a little higher than a year ago and the number of jobs has slipped slightly.
Things to do. Cape Disappointment State Park, a protected area, lies in or beside town, and so does Waikiki Beach for time by the water. A short drive away are Fort Columbia State Park and Fort Stevens, a fort. For a longer outing, Fort Clatsop and Lewis and Clark National Historical Park are a longer drive away.
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- 502households
- 10%below the poverty line
- 5%work from home
What people in Pacific County work in
Employed residents by industry, from the Census survey. Pacific County had 6,477 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 48° and lows near 36°; warmest in August, with highs near 66° and lows near 52°. About 79 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Long Beach Experiment Station weather station, 4 miles away (NOAA).
Largest workplaces in Ilwaco
- Adrift HospitalityHotels130
- Ocean Beach HospitalCritical access hospital106FTE
- Ocean Beach HospitalFamily physicians' offices37
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 372 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TsunamisRelatively high
- Earthquakesrelatively high in parts of IlwacoRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ilwaco’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pacific County.
Ilwaco home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ilwaco$397,545
- Washington$587,533
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ilwaco11
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Ilwaco address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ilwaco — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.