States · Missouri · Jefferson County

Imperial, Missouri.

Typical home $328,109 (+3.4% in a year), asking rent $1,795 . St. Louis, MO-IL metro.

What it costs per month · Imperial $1,722/mo

to buy the typical home at today's mortgage rate — +$911 (+112%) since Jan 2020.

What the home itself did
1 year
Up $10,890 +3%
$317,219$328,109 since Sep 2025
5 years
Up $65,892 +25%
$262,216$328,109 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Imperial $1,722 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Imperial$1,722
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Imperial, MO rose 3.4% over the past year — faster than the nation's +1.2%.

Living in Imperial, Jefferson County, Missouri

Imperial, in Jefferson County, had 4,407 people in the 2020 census. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Jefferson County was 3.6% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.

People 4,407 in the 2020 census; median age 36.3
Household income Too few homes in Imperial for the Census survey to measure.
Unemployment 3.6% Jefferson County, August 2026; 3.8% a year before
Homes 93% lived in by their owners; 7% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Imperial is a small community in Jefferson County, Missouri, where nearly everyone lives in a home they own and renters are few. Residents are younger on average than in many towns where older homeowners tend to settle, and a four-year degree is held by a minority of adults. Winters are cold, with some snow, summers are hot, and rain and melted snow fall at a fairly steady rate through the year.

Work. Residents work mostly in restaurants, hotels and entertainment, in schools, hospitals and social care, in shops, and in banks, insurance and property. Among the largest workplaces in Imperial are Windsor C Schools, Compass Group and Mid-America Electric. The typical commute is a fairly long one, and a modest share of people work from home.

Things to do. The Meramec River is a short drive away and is the closest place for time outdoors. A longer drive brings you to the Missouri Botanical Garden, the Saint Louis Zoo and Gateway Arch National Park. The Saint Louis Art Museum is also a longer drive away.

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  • 1,835households
  • 21%of adults have a degree
  • 11%below the poverty line
  • 24 mintypical commute
  • 10%work from home

What residents work in

  • Restaurants, hotels and entertainment16%
  • Schools, hospitals and social care14%
  • Shops (retail)11%
  • Banks, insurance and property11%
  • Manufacturing9%
  • Other services9%

Employed residents by industry, from the Census survey. Jefferson County had 49,584 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 41° and 22°; warmest in July, 88° and 67° 20° 40° 60° 80° J 41° 22° F M A M J J 88° 67° A S O N D
Average daily high and low for each month: coldest in January, 41° and 22°; warmest in July, 88° and 67° 20° 40° 60° 80° J 41° 22° F M A M J J 88° 67° A S O N D

Coldest in January, with highs near 41° and lows near 22°; warmest in July, with highs near 88° and lows near 67°. About 9 inches of snow and 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Festus weather station, 8 miles away (NOAA).

Largest workplaces in Imperial

  1. Windsor C-1 SchoolsSchool district308FTE
  2. Compass Group31
  3. Mid-America Electric31

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 62 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. TornadoesRelatively high
  3. HailRelatively moderate
  4. EarthquakesRelatively moderate
  5. LightningRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Imperial’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the St. Louis, MO-IL metro.

Imperial home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Imperial $328,109 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Imperial$328,109
  • Missouri$265,387
  • United States$366,157
Property tax, 2026 roll $2,487/yr median bill inside Imperial, effective 0.74% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Imperial listings, and the typical home goes pending in 5 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Imperial 22.23% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Imperial22.23%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2026 Imperial 5 United States 27
10 20 30 40 2026
  • Imperial5
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Imperial 60
50 100 150 2018 2022 2026
  • Imperial60

New listings per month

Sellers arriving at the market.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Imperial 35
10 20 30 40 50 2018 2022 2026
  • Imperial35

Median sale price

What buyers actually paid — closed sales, not asking prices.

$320,000 $340,000 $360,000 2026 Imperial $356,886 United States $371,407
$320,000 $340,000 $360,000 2026
  • Imperial$356,886
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

101.00% 101.25% 101.50% 2026 Imperial 101.58%
101.00% 101.25% 101.50% 2026
  • Imperial101.58%

Zip codes with a Imperial address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Imperial — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Imperial