States · Maryland · Charles County

Indian Head, Maryland.

Typical home $341,245 (-1.2% in a year), asking rent $2,375 . Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

What it costs per month · Indian Head $1,791/mo

to buy the typical home at today's mortgage rate — +$918 (+105%) since Jan 2020.

What the home itself did
1 year
Down $4,145 -1%
$345,390$341,245 since Sep 2025
5 years
Up $52,750 +18%
$288,495$341,245 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Indian Head $1,791 Maryland $2,230 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Indian Head$1,791
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in Indian Head, MD fell 1.2% over the past year — slower than the nation's +1.2%.

Living in Indian Head, Charles County, Maryland

Indian Head is a town of 3,894 people in Charles County. Half its households earn more than $89,063 a year and half less, against $122,816 across Charles County; 10% of its people live below the poverty line. Unemployment in Charles County was 4.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.

People 3,894 in the 2020 census; median age 38.6
Household income $89,063 the median, give or take $21,327 · Charles County: $122,816
Unemployment 4.6% Charles County, August 2026; 5.0% a year before
Homes Too few homes in Indian Head for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Indian Head is a small town in Charles County, Maryland. Household incomes here run well below the county's, and a four-year degree is held by fewer adults than you might expect in the region. Homes carry a typical value that sits alongside rents that are not low, and many residents spend a long stretch of each day getting to and from work.

Work. Residents are employed mostly in schools, hospitals and social care, in government, in professional and business services, and in restaurants, hotels and entertainment. Across Charles County, the largest workplaces include Charles County Public Schools, Charles County Government and the College of Southern Maryland. Some people work from home, though most travel for their jobs, and the county has added a few more jobs over the past year.

Things to do. The nation's capital is a longer drive away, and most of what draws people there is in reach for a day out. The National Mall is a long public park lined with memorials and museums, and the Smithsonian Institution and the National Air and Space Museum are among the best known of those museums. Winters are cold with some snow, and summers are hot, so trips are easiest in the milder seasons.

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  • 1,668households
  • 16%of adults have a degree
  • 10%below the poverty line
  • 45 mintypical commute
  • 16%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Government21%
  • Professional and business services19%
  • Restaurants, hotels and entertainment11%
  • Transport, warehouses and utilities6%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Charles County had 43,545 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 45° and 28°; warmest in July, 88° and 71° 20° 40° 60° 80° J 45° 28° F M A M J J 88° 71° A S O N D
Average daily high and low for each month: coldest in January, 45° and 28°; warmest in July, 88° and 71° 20° 40° 60° 80° J 45° 28° F M A M J J 88° 71° A S O N D

Coldest in January, with highs near 45° and lows near 28°; warmest in July, with highs near 88° and lows near 71°. About 12 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Quantico Mcas weather station, 10 miles away (NOAA).

Largest workplaces in Charles County

  1. Charles County Public SchoolsSchool district3,853FTE
  2. Charles County GovernmentAuditor's offices, government2,058
  3. College of Southern MarylandTwo-year college729
  4. Charles County Sheriff's OfficePolice departments664
  5. Civista Medical CenterGeneral hospital641FTE
  6. Waldorf Chevy CadillacNew car dealers369
  7. Waldorf ToyotaNew car dealers360
  8. Green Acres Nursing_NursingSkilled nursing facilities300

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 83 workplaces with 20 or more staff, 10,694 people in all across the county; Indian Head has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate
  2. LightningRelatively moderate
  3. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Indian Head’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Charles County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

Indian Head home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Indian Head $341,245 Maryland $424,890 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Indian Head$341,245
  • Maryland$424,890
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Indian Head listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 35% 2023 2024 2025 2026 Indian Head 31.84% United States 26.90%
15% 20% 25% 30% 35% 2023 2024 2025 2026
  • Indian Head31.84%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Indian Head 48
20 40 60 2018 2022 2026
  • Indian Head48

New listings per month

Sellers arriving at the market.

10 12 15 2025 2026 Indian Head 15
10 12 15 2025 2026
  • Indian Head15

Zip codes with a Indian Head address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Indian Head — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Indian Head