States · Texas · Kerr County

Ingram, Texas.

Typical home $317,014 (-2.3% in a year). Kerrville, TX metro.

What it costs per month · Ingram $1,664/mo

to buy the typical home at today's mortgage rate — +$749 (+82%) since Jan 2020.

What the home itself did
1 year
Down $7,343 -2%
$324,357$317,014 since Sep 2025
5 years
Up $1,861 +1%
$315,153$317,014 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ingram $1,664 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ingram$1,664
  • Texas$1,556
  • United States$1,922

Typical home values in Ingram, TX fell 2.3% over the past year — slower than the nation's +1.2%.

Living in Ingram, Kerr County, Texas

Ingram is a city of 1,787 people in Kerr County. Unemployment in Kerr County was 3.9% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Kerr County work in schools and health care, then shops.

People 1,787 in the 2020 census; median age 36.2
Household income Too few homes in Ingram for the Census survey to measure.
Unemployment 3.9% Kerr County, August 2026; 4.0% a year before
Homes Too few homes in Ingram for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ingram is a small city in Kerr County, in the Texas Hill Country, with a population that is younger than in many places where older homeowners settle. Few adults here hold a four-year degree compared with most of the country. Winters are mild and brief, with little or no snow, while summers run hot, and the year brings a moderate amount of rain.

Work. Residents work mostly in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in the building trades. Across Kerr County, some of the largest workplaces are Peterson Regional Medical Center, Kerrville ISD and Schreiner University. Unemployment across the county is a little lower than a year ago, and the county has added jobs, with a typical commute that is fairly short.

Things to do. In or beside town is Stonehenge II, an archaeological site that draws curious visitors. A short drive away are Kerrville-Schreiner Park, a protected area with room to walk and camp, and the Museum of Western Art. Lost Maples State Natural Area, also a protected area, is a longer drive away.

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  • 692households
  • 9%of adults have a degree
  • 23 mintypical commute
  • 7%work from home

What people in Kerr County work in

  • Schools, hospitals and social care23%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment12%
  • Building trades10%
  • Professional and business services10%
  • Other services8%

Employed residents by industry, from the Census survey. Kerr County had 19,746 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 59° and 34°; warmest in August, 93° and 69° 40° 60° 80° 100° J 59° 34° F M A M J J A 93° 69° S O N D
Average daily high and low for each month: coldest in January, 59° and 34°; warmest in August, 93° and 69° 40° 60° 80° 100° J 59° 34° F M A M J J A 93° 69° S O N D

Coldest in January, with highs near 59° and lows near 34°; warmest in August, with highs near 93° and lows near 69°. About 31 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Kerrville Nne weather station, 8 miles away (NOAA).

Largest workplaces in Kerr County

  1. Peterson Regional Medical CenterGeneral hospital801FTE
  2. Kerrville ISDSchool district666FTE
  3. C.C.Butt Grocery CompanyRetail500
  4. Veterans Health AdministrationFederal government · Department of Veterans Affairs374
  5. WalmartWarehouse clubs and supercenters311
  6. Schreiner UniversityUniversity or college294
  7. Ingram ISDSchool district194FTE
  8. C.C.Butt Grocery CompanyRetail174

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 38 workplaces with 20 or more staff, 3,606 people in all across the county; Ingram has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Winter weatherRelatively high
  3. TornadoesRelatively high
  4. Inland floodingrelatively high in parts of IngramRelatively moderate
  5. HailRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ingram’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kerr County and the Kerrville, TX metro.

Ingram home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ingram $317,014 Texas $296,424 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ingram$317,014
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Ingram listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2026 Ingram 20.91% United States 26.90%
15% 20% 25% 30% 2026
  • Ingram20.91%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ingram 24
10 20 30 40 2018 2022 2026
  • Ingram24

Zip codes with a Ingram address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ingram — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ingram