States · Missouri · Benton County

Ionia, Missouri.

Typical home $280,229 (+2.7% in a year). Sedalia, MO metro.

What it costs per month · Ionia $1,471/mo

to buy the typical home at today's mortgage rate — +$796 (+118%) since Jan 2020.

What the home itself did
1 year
Up $7,373 +3%
$272,856$280,229 since Sep 2025
5 years
Up $47,385 +20%
$232,844$280,229 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ionia $1,471 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ionia$1,471
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in Ionia, MO rose 2.7% over the past year — faster than the nation's +1.2%.

Living in Ionia, Benton County, Missouri

Ionia is a town of 71 people in Benton County. Unemployment in Benton County was 4.9% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Benton County work in schools and health care, then construction.

People 71 in the 2020 census
Household income Too few homes in Ionia for the Census survey to measure.
Unemployment 4.9% Benton County, August 2026; 5.5% a year before
Homes Too few homes in Ionia for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ionia is a very small town in Benton County, in west-central Missouri, where most people know one another. Winters are cold and summers are hot, with modest snow and a good deal of rain across the year. The county is a quiet setting of farms, creeks and small roads.

Work. Many residents work in schools, hospitals and social care, in the building trades, in manufacturing, or in local shops. Jobs in the county grew slightly last year, and unemployment is lower than it was a year ago. Work close to home is common, though many people also make the drive to the wider county for jobs.

Things to do. Williams Creek and Indian Creek are both a short drive away and suit a quiet afternoon by the water. For a longer outing, the Harry S. Truman Reservoir is a larger lake a longer drive away, and Rock Island Trail State Park, a protected area, is also a longer drive.

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  • 3%of adults have a degree

What people in Benton County work in

  • Schools, hospitals and social care25%
  • Building trades14%
  • Manufacturing12%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment7%
  • Other services7%

Employed residents by industry, from the Census survey. Benton County had 3,818 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 39° and 19°; warmest in July, 88° and 67° 20° 40° 60° 80° J 39° 19° F M A M J J 88° 67° A S O N D
Average daily high and low for each month: coldest in January, 39° and 19°; warmest in July, 88° and 67° 20° 40° 60° 80° J 39° 19° F M A M J J 88° 67° A S O N D

Coldest in January, with highs near 39° and lows near 19°; warmest in July, with highs near 88° and lows near 67°. About 18 inches of snow and 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cole Camp 3NW weather station, 4 miles away (NOAA).

Largest workplaces in Benton County

  1. WalmartWarehouse clubs and supercenters230
  2. Warsaw R-IX SchoolsSchool district162FTE
  3. Cole Camp R-I SchoolsSchool district118FTE
  4. Regal RexnordMotors, electric, manufacturing111
  5. Lincoln R-II SchoolsSchool district83FTE
  6. Ozark Fire Sprinkler CoSprinkler system, building, installation35
  7. Varsity SpiritUniforms, band, cut and sewn from purchased fabric23
  8. Tompkins Family FarmsFarrow-to-finish operations22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 441 people in all across the county; Ionia has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. LightningVery high
  3. DroughtRelatively high
  4. Ice stormsRelatively high
  5. Winter weatherRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ionia’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Benton County and the Sedalia, MO metro.

Ionia home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ionia $280,229 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ionia$280,229
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Ionia address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ionia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.