Jaars, North Carolina.
Typical home $369,300 (-0.7% in a year). Charlotte-Concord-Gastonia, NC-SC metro.
to buy the typical home at today's mortgage rate — +$1,120 (+137%) since Jan 2020.
- 1 year
- Down $2,532 -1%
- $371,833$369,300 since Sep 2025
- 5 years
- Up $86,982 +31%
- $282,319$369,300 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jaars$1,938
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Jaars, NC fell 0.7% over the past year — slower than the nation's +1.2%.
Living in Jaars, Union County, North Carolina
Jaars, in Union County, had 471 people in the 2020 census. Unemployment in Union County was 3.4% in August 2026, and the county had 5.2% more jobs in 2025 than the year before. The most people in Union County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jaars is a very small community in Union County, North Carolina, with fewer residents than most towns have on a single main street. Typical home values here sit well above what many older homeowners in other parts of the country would expect. Poverty is more common than across most of the country, though the county around it has comfortable incomes. Winters are mild and brief, with January the coldest month and highs a little above freezing. Summers turn properly hot by July, and rain and melted snow arrive in steady amounts through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in banks, insurance and property, and in shops. Across Union County, the largest workplaces include Union County Public Schools, Atrium Health Union and Tyson Farms. The county has added jobs over the past year, and unemployment there is a little lower than it was a year earlier.
Things to do. A short drive away is Andrew Jackson State Park, which has a museum, and the nearby creeks, Beaverdam Creek and Sugar Creek, offer quiet water close to home. Farther afield, a longer drive brings you to Carowinds, an amusement park, and to Great Falls, a waterfall. Bank of America Stadium, home ground for big football crowds, is also a longer drive away.
Report a mistake
- 28%below the poverty line
What people in Union County work in
Employed residents by industry, from the Census survey. Union County had 78,177 jobs in 2025, 5.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 32°; warmest in July, with highs near 90° and lows near 69°. About 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Monroe Airport weather station, 13 miles away (NOAA).
Largest workplaces in Union County
- Union County Public SchoolsSchool district4,880FTE
- Brookdale Union ParkAssisted-living facilities without on-site nursing care facilities2,558
- County of UnionLegislative bodies1,707
- Tyson FarmsPoultry processing1,479
- Atrium Health UnionGeneral hospital1,371FTE
- Assa Abloy Entrance Systems USDoors, metal, manufacturing1,196
- Allegheny TechnologiesSmelting and refining of nonferrous metals, secondary1,047
- Pilgrim'sChickens, slaughtering and dressing740
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 169 workplaces with 20 or more staff, 28,533 people in all across the county; Jaars has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jaars’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Union County and the Charlotte-Concord-Gastonia, NC-SC metro.
Jaars home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jaars$369,300
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Jaars address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jaars — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.