Jackson, Missouri.
Typical home $272,050 (+4.9% in a year), asking rent $1,203 (+0.2%). Cape Girardeau, MO-IL metro.
to buy the typical home at today's mortgage rate — +$781 (+121%) since Jan 2020.
- 1 year
- Up $12,788 +5%
- $259,263$272,050 since Sep 2025
- 5 years
- Up $61,066 +29%
- $210,984$272,050 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jackson$1,428
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Jackson, MO rose 4.9% over the past year — faster than the nation's +1.2%.
Asking rents in Jackson, MO rose 0.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Jackson runs $662/mo more than renting one — the widest that gap has been in this data.
That is $1,865 a month against $1,203 rent: a $1,428 mortgage payment, plus $146 property tax and $291 insurance & upkeep.
Owning vs renting — Jackson
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,865
- Renting$1,203
- Mortgage only$1,428
Property tax · $146/mo 0.64% of value a year — the ACS 2020-2024 median bill over the median home value for Cape Girardeau County, MO
Insurance & upkeep · $291/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Jackson, Cape Girardeau County, Missouri
Jackson is a city of 15,481 people in Cape Girardeau County. Half its households earn more than $77,105 a year and half less, against $68,464 across Cape Girardeau County; 9% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Cape Girardeau County was 3.6% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jackson is a small city in Cape Girardeau County where most homes are lived in by their owners. Incomes run above the county's, and a smaller share of people live below the poverty line than is typical for many places. Winters are cold and summers hot, with some snow each year and plenty of rain across the seasons.
Work. Many residents work in schools, hospitals and social care, with others in shops, manufacturing, and restaurants, hotels and entertainment. Among the largest workplaces in Jackson are Jackson R-II Schools, Walmart and The Greenbrier Companies. The typical commute is a modest one, and some people work from home.
Things to do. Bollinger Mill State Historic Site is a protected historic place a short drive away, and Fort D is a fort nearby as well. For a longer outing, Trail of Tears State Park is a protected area a longer drive away, with Trail of Tears State Forest in the same direction. Several small creeks are also close by for those who like to be near the water.
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- 6,173households
- 36%of adults have a degree
- 9%below the poverty line
- 20 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Cape Girardeau County had 41,550 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 24°; warmest in July, with highs near 90° and lows near 69°. About 8 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jackson weather station, under a mile away (NOAA).
Largest workplaces in Jackson
- Jackson R-II SchoolsSchool district779FTE
- WalmartWarehouse clubs and supercenters224
- The Greenbrier Companies, JacksonMachine shops134
- Kohlfeld DistributingBeverages, alcoholic, merchant wholesalers120
- Harp's Food StoreRetail grocery111
- Hubble CreekNursing homes108
- Buchheit of JacksonFarm supply stores94
- JacksonMail and parcel delivery47
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,031 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Winter weatherRelatively high
- Heat wavesRelatively high
- EarthquakesRelatively high
- Cold wavesRelatively high
- Strong windrelatively high in parts of JacksonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jackson’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cape Girardeau County and the Cape Girardeau, MO-IL metro.
Jackson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jackson$272,050
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Jackson listings, and the typical home goes pending in 15 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jackson28.43%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jackson15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jackson98
New listings per month
Sellers arriving at the market.
- Jackson36
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Jackson$288,254
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Jackson98.61%
Zip codes with a Jackson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jackson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.