Jerome, Missouri.
Typical home $105,791 (-0.3% in a year). Rolla, MO metro.
to buy the typical home at today's mortgage rate — +$150 (+37%) since Sep 2021.
- 1 year
- Down $280 -0%
- $106,070$105,791 since Sep 2025
- 5 years
- Down $15,867 -13%
- $121,658$105,791 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jerome$555
- Missouri$1,393
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Jerome, MO fell 0.3% over the past year — slower than the nation's +1.2%.
Living in Jerome, Phelps County, Missouri
The Census does not count Jerome on its own, so the figures here are Phelps County's. Half the county's households earn more than $58,396 a year and half less; 17% of the county's people live below the poverty line. 62% of the county's homes are lived in by their owners and 38% are rented. Unemployment in Phelps County was 3.9% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Phelps County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jerome is a small town in Phelps County, in south-central Missouri, where the land rises into the Ozark hills. Winters are cold, with January the coldest month, and summers are hot, with July the warmest. Snow falls in most winters, and the year is a wet one, so the rivers and creeks around town tend to be full.
Work. Across Phelps County, most homes are lived in by their owners, and there are more homeowners than renters. Jobs grew over the past year, and joblessness is lower than it was a year earlier. Residents work mostly in schools, hospitals and social care, shops, manufacturing, and restaurants, hotels and entertainment. Fewer adults hold a degree than across the country, and few people work from home, so most commute to a workplace, usually by a short drive.
Things to do. Little Piney Creek runs in or beside the town itself, so it is the easiest place to spend an afternoon. Lyric Live Theater is a theatre a short drive away, and Gourd Creek Cave, an archaeological site, is a longer drive off.
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- 17,329households
- 35.8median age
- 32%of adults have a degree
- 17%below the poverty line
- 19 mintypical commute
- 7%work from home
What people in Phelps County work in
Employed residents by industry, from the Census survey. Phelps County had 19,609 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 22°; warmest in July, with highs near 89° and lows near 69°. About 17 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rolla Missouri S&t weather station, 12 miles away (NOAA).
Largest workplaces in Phelps County
- Missouri University of Science and TechnologyUniversity or college1,404
- WalmartGeneral warehousing and storage1,108
- Phelps County Regional Medical CntrGeneral hospital939FTE
- Rolla 31 SchoolsSchool district614FTE
- Brewer ScienceAcetal resins manufacturing471
- WalmartWarehouse clubs and supercenters405
- Hartmann USPartitions, corrugated and solid fiber, made from purchased paper or paperboard260
- St. James R-I SchoolsSchool district224FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 35 workplaces with 20 or more staff, 4,519 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Phelps County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Phelps County and the Rolla, MO metro.
Jerome home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jerome$105,791
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Jerome address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jerome — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.