Joplin, Missouri.
Typical home $206,480 (+2.0% in a year), asking rent $1,173 (+3.8%). Joplin, MO metro.
to buy the typical home at today's mortgage rate — +$605 (+126%) since Jan 2020.
- 1 year
- Up $4,039 +2%
- $202,441$206,480 since Sep 2025
- 5 years
- Up $50,484 +32%
- $155,997$206,480 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Joplin$1,084
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Joplin, MO rose 2.0% over the past year — faster than the nation's +1.2%.
Asking rents in Joplin, MO rose 3.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Joplin runs $255/mo more than renting one. The gap peaked at $359 in Jan 2025.
That is $1,428 a month against $1,173 rent: a $1,084 mortgage payment, plus $123 property tax and $221 insurance & upkeep.
Owning vs renting — Joplin
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,428
- Renting$1,173
- Mortgage only$1,084
Property tax · $123/mo 0.72% of value a year — the ACS 2020-2024 median bill over the median home value for Jasper County, MO
Insurance & upkeep · $221/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Joplin, Jasper County, Missouri
Joplin is a city of 51,762 people in Jasper County. Half its households earn more than $52,097 a year and half less, against $60,694 across Jasper County; 17% of its people live below the poverty line. 53% of its homes are lived in by their owners and 47% are rented. Unemployment in Joplin was 3.9% in August 2026, and Jasper County had 3.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Joplin is a city in the southwest corner of Missouri, in Jasper County. Household incomes here run below the county's, and more people live below the poverty line than a comfortable median would suggest, while homeowners are only just in the majority. Winters are cold, with January the coldest month, summers are hot, and the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, followed by shops, manufacturing, and restaurants, hotels and entertainment. Freeman OAK Hill Health System, a general hospital, is among the largest workplaces in town, along with Contract Freighters, a long-distance trucking company with its headquarters in Joplin, and General Mills, which makes frozen pizzas here. Commutes are short, and unemployment has eased a little over the past year even though the county has fewer jobs than it did.
Things to do. In town, Route 66 Park and the Joplin History and Mineral Museum are both close at hand. A short drive away, Spring Creek is a river worth a walk beside. For a longer outing, the George Washington Carver National Monument is a protected area a longer drive away.
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- 22,710households
- 27%of adults have a degree
- 17%below the poverty line
- 18 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Jasper County had 56,939 jobs in 2025, 3.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 25°; warmest in July, with highs near 90° and lows near 70°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Joplin Regional Airport weather station, 5 miles away (NOAA).
Largest workplaces in Joplin
- Freeman Oak Hill Health SystemGeneral hospital2,921FTE
- Marmic Fire & Safety CompanyExtinguishers, fire, merchant wholesalers1,400
- Contract Freighters, Inc Joplin HeadquarterMotor freight carrier, general, long-distance, truckload1,331
- Jasper ProductsMilk substitutes manufacturing1,006
- Bill's ElectricElectrical contractors703
- General Mills (Joplin)Pizzas, frozen, manufacturing667
- Missouri Southern State UniversityUniversity or college578
- Ozark CenterOutpatient mental health centers and clinics570
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 86 workplaces with 20 or more staff, 17,773 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Joplin’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jasper County and the Joplin, MO metro.
Joplin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Joplin$206,480
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 4 Joplin listings, and the typical home goes pending in 20 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Joplin26.25%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Joplin20
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Joplin334
New listings per month
Sellers arriving at the market.
- Joplin103
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Joplin$186,403
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Joplin97.20%
Zip codes with a Joplin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Joplin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Joplin
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 64804 | Joplin | 37,016 | $1,348 | $229,493 |
| 64801 | Joplin | 36,287 | $983 | $196,800 |