Joppa, Maryland.
Typical home $361,949 (+0.2% in a year), asking rent $1,611 . Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$913 (+93%) since Jan 2020.
- 1 year
- Up $809 +0%
- $361,140$361,949 since Sep 2025
- 5 years
- Up $47,444 +15%
- $314,505$361,949 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Joppa$1,900
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Joppa, MD rose 0.2% over the past year — slower than the nation's +1.2%.
Living in Joppa, Harford County, Maryland
The Census does not count Joppa on its own, so the figures here are Harford County's. Half the county's households earn more than $112,265 a year and half less; 7% of the county's people live below the poverty line. 80% of the county's homes are lived in by their owners and 20% are rented. Unemployment in Harford County was 3.6% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most people in Harford County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Joppa is a town in Harford County, Maryland, where most homes are lived in by their owners and a smaller share are rented. Across the county, the population is middle-aged, and few households live below the poverty line. Winters are cold, summers are warm, and a good deal of rain and melted snow falls over the year.
Work. Many residents work in schools, hospitals and social care, professional and business services, government, or retail. Across Harford County, jobs grew slightly over the most recent year, and unemployment has eased since last year. Most adults here have a degree, and many people spend a fair amount of time commuting each day.
Things to do. Gunpowder River is a short drive away, and it is a good place to spend time outdoors. A longer drive takes you to M&T Bank Stadium, one of the best known venues in the region, or to the Walters Art Museum. Fort McHenry is also a longer drive away.
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- 101,795households
- 40.5median age
- 40%of adults have a degree
- 7%below the poverty line
- 32 mintypical commute
- 15%work from home
What people in Harford County work in
Employed residents by industry, from the Census survey. Harford County had 96,105 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 25°; warmest in July, with highs near 86° and lows near 68°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Aberdeen Phillips Field weather station, 10 miles away (NOAA).
Largest workplaces in Harford County
- Harford County Public SchoolsSchool district5,414FTE
- Upper Chesapeake Medical CenterGeneral hospital1,441FTE
- AmazonCouriers and express delivery services1,075
- Kohl's939
- Harford Community CollegeTwo-year college867
- Frito LAYOther snack food manufacturing850
- Harford Memorial HospitalGeneral hospital433FTE
- Bel Air Auto AuctionAutomobile merchant wholesalers428
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 158 workplaces with 20 or more staff, 20,543 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Heat wavesRelatively moderate
- HurricanesRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Harford County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harford County and the Baltimore-Columbia-Towson, MD metro.
Joppa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Joppa$361,949
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Joppa listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Joppa33.65%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Joppa51
New listings per month
Sellers arriving at the market.
- Joppa19
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Joppa$322,225
- United States$370,717
Zip codes with a Joppa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Joppa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.