States · Hawaii · Maui County

Kahului, Hawaii.

Typical home $1,006,867 (-2.2% in a year), asking rent $2,550 . Kahului-Wailuku-Lahaina, HI metro.

What it costs per month · Kahului $5,285/mo

to buy the typical home at today's mortgage rate — +$2,848 (+117%) since Jan 2020.

What the home itself did
1 year
Down $22,398 -2%
$1,029,265$1,006,867 since Sep 2025
5 years
Up $203,243 +25%
$803,624$1,006,867 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 Kahului $5,285 Hawaii $4,372 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • Kahului$5,285
  • Hawaii$4,372
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Kahului, HI fell 2.2% over the past year — slower than the nation's +1.2%.

Living in Kahului, Maui County, Hawaii

Kahului, in Maui County, had 28,219 people in the 2020 census. Half its households earn more than $98,077 a year and half less, against $97,161 across Maui County; 9% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Maui County was 2.9% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.

People 28,219 in the 2020 census; median age 43.0
Household income $98,077 the median, give or take $13,386 · Maui County: $97,161
Unemployment 2.9% Maui County, August 2026; 2.4% a year before
Homes 65% lived in by their owners; 35% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Kahului is a community on Maui's north side, and its household incomes sit close to the county's. Most homes are lived in by their owners, though typical home values and rents are high. Residents are a little older than the typical American, and a four-year degree is held by a minority of adults.

Work. Many residents work in restaurants, hotels and entertainment, with others in schools, hospitals and social care, and in shops. Among the largest workplaces in town are Walmart, Target and OGG Kahului Airport. Commutes are fairly short, and few people work from home.

Things to do. In or beside town, Kanaha Pond State Wildlife Sanctuary is a protected area, and the Alexander & Baldwin Sugar Museum looks at the island's plantation past. A short drive away, Maui Ocean Center is an aquarium. For a longer outing, Haleakalā National Park is a longer drive away. Winters are mild and warm, summers are hot, and the year brings little rain.

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  • 8,330households
  • 25%of adults have a degree
  • 9%below the poverty line
  • 23 mintypical commute
  • 5%work from home

What residents work in

  • Restaurants, hotels and entertainment28%
  • Schools, hospitals and social care17%
  • Shops (retail)11%
  • Professional and business services9%
  • Transport, warehouses and utilities8%
  • Government6%

Employed residents by industry, from the Census survey. Maui County had 74,407 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 82° and 64°; warmest in September, 90° and 71° 50° 60° 70° 80° 90° J 82° 64° F M A M J J A S 90° 71° O N D
Average daily high and low for each month: coldest in January, 82° and 64°; warmest in September, 90° and 71° 50° 60° 70° 80° 90° J 82° 64° F M A M J J A S 90° 71° O N D

Coldest in January, with highs near 82° and lows near 64°; warmest in September, with highs near 90° and lows near 71°. About 16 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Kahului Airport weather station, 3 miles away (NOAA).

Largest workplaces in Kahului

  1. WalmartDiscount department stores478
  2. TargetDiscount department stores448
  3. Hale Makua Health ServicesConvalescent homes or convalescent hospitals310
  4. OGG Kahului AirportScheduled passenger air transportation308
  5. University of Hawaii Maui CollegeUniversity or college285
  6. AlphaConstruction management, water and sewer line260
  7. Altres Inc.Industrial building construction222
  8. Unifi Aviation Services OGG KahuluiSupport activities for air transportation218

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 59 workplaces with 20 or more staff, 5,479 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. EarthquakesVery high
  2. LightningVery high
  3. Inland floodingVery high
  4. TsunamisRelatively high
  5. Volcanic activityrelatively high in parts of KahuluiRelatively moderate
  6. WildfireRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kahului’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Maui County and the Kahului-Wailuku-Lahaina, HI metro.

Kahului home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 Kahului $1,006,867 Hawaii $832,932 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • Kahului$1,006,867
  • Hawaii$832,932
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Kahului listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2024 2025 2026 Kahului 24.16% United States 26.90%
15% 20% 25% 30% 2024 2025 2026
  • Kahului24.16%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Kahului 67
20 40 60 2018 2022 2026
  • Kahului67

New listings per month

Sellers arriving at the market.

8 10 12 14 2025 2026 Kahului 14
8 10 12 14 2025 2026
  • Kahului14

Zip codes with a Kahului address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kahului — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Kahului