Kelford, North Carolina.
Typical home $62,204 (+9.7% in a year).
to buy the typical home at today's mortgage rate — +$62 (+24%) since Feb 2022.
- 1 year
- Up $5,495 +10%
- $56,709$62,204 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kelford$326
- North Carolina$1,743
- United States$1,922
Typical home values in Kelford, NC rose 9.7% over the past year — faster than the nation's +1.2%.
Living in Kelford, Bertie County, North Carolina
Kelford is a town of 203 people in Bertie County. Unemployment in Bertie County was 4.6% in August 2026, and the county had 2.9% more jobs in 2025 than the year before. The most people in Bertie County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kelford is a very small town in Bertie County, in northeastern North Carolina. Homes here are modest, with typical values well below what is common across the country, and few adults hold a four-year degree. Winters are cool, with January the coldest month, and summers run hot, with July the warmest. Rain falls steadily through the year, and snow is rare.
Work. Residents of Kelford work mostly in schools, hospitals and social care, with others in manufacturing, professional and business services, and government. Across Bertie County, some of the largest workplaces are Perdue Foods, Bertie County Schools and East Carolina Health-bertie. Unemployment across the county has eased over the past year, and the county has added jobs.
Things to do. The Meherrin River is a longer drive away and suits time on the water or along its banks. The Roanoke River National Wildlife Refuge, also a longer drive away, is a protected area of river lowland. Those interested in history can visit Fort Branch, a fort and archaeological site, also a longer drive away.
Report a mistake
- 8%of adults have a degree
What people in Bertie County work in
Employed residents by industry, from the Census survey. Bertie County had 5,322 jobs in 2025, 2.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 33°; warmest in July, with highs near 89° and lows near 70°. About 1 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lewiston weather station, 4 miles away (NOAA).
Largest workplaces in Bertie County
- Perdue FoodsPoultry processing1,901
- Bertie County SchoolsSchool district285FTE
- Fortrex - 1141 Perdue Farms Inc - LewistonJanitorial services236
- East Carolina Health-bertieCritical access hospital107FTE
- Darling Ingredients-LewistonRendering plants83
- Food LionGrocery stores60
- Mane Ingredients USAOils, vegetable and animal, medicinal, uncompounded, manufacturing60
- Three Rivers Health & Rehabilitation CenterSkilled nursing facilities54
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 2,737 people in all across the county; Kelford has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- Winter weatherVery high
- DroughtRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kelford’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bertie County.
Kelford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kelford$62,204
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Kelford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kelford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.