Kempner, Texas.
Typical home $364,401 (+1.5% in a year). Killeen-Temple, TX metro.
to buy the typical home at today's mortgage rate — +$1,031 (+117%) since Jan 2020.
- 1 year
- Up $5,239 +1%
- $359,163$364,401 since Sep 2025
- 5 years
- Up $56,890 +18%
- $307,512$364,401 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kempner$1,913
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Kempner, TX rose 1.5% over the past year — faster than the nation's +1.2%.
Living in Kempner, Burnet County, Texas
Kempner is a city of 1,146 people in Burnet County. Half its households earn more than $75,357 a year and half less, against $78,732 across Burnet County; 2% of its people live below the poverty line. Unemployment in Burnet County was 4.0% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most people in Burnet County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kempner is a small Texas city with a quiet, close-knit scale. Household incomes run a little below the county's, and very few residents live below the poverty line. Homes here are valued well above what many older buyers might expect for a town this size. Few adults hold a four-year degree, and winters are mild, cool rather than bitter in January, while summers turn very hot in August. Rain and melted snow add up to a moderate amount over the year.
Work. Residents work mostly in schools, hospitals and social care, followed by the building trades, shops and professional and business services. Across Burnet County, some of the largest workplaces are Marble Falls ISD, Baylor Scott & White - Marble Falls and H-E-B. Unemployment in the county is close to where it stood a year ago, and the county has added a few more jobs than it had the year before. A typical commute is on the long side, longer than many people would like each way.
Things to do. For time outdoors, Belton Lake and Stillhouse Hollow Lake are both reservoirs, each a longer drive away. Post Oak Ridge State Park is a protected area, also a longer drive away. For a look at the past, Fort Croghan is a museum, again a longer drive away.
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- 13%of adults have a degree
- 2%below the poverty line
- 31 mintypical commute
What people in Burnet County work in
Employed residents by industry, from the Census survey. Burnet County had 17,073 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 60° and lows near 34°; warmest in August, with highs near 97° and lows near 72°. About 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lampasas weather station, 12 miles away (NOAA).
Largest workplaces in Burnet County
- Marble Falls ISDSchool district700FTE
- Baylor Scott & White - Marble FallsGeneral hospital503FTE
- H-E-BRetail477
- Burnet CisdSchool district467FTE
- Firefly Aerospace BriggsPropulsion units and parts, guided missile and space vehicle, manufacturing379
- WalmartWarehouse clubs and supercenters263
- EntegrisAcids, organic, not specified elsewhere by process, manufacturing247
- H-E-BRetail199
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 31 workplaces with 20 or more staff, 4,032 people in all across the county; Kempner has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- HailRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
- WildfireRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kempner’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Burnet County and the Killeen-Temple, TX metro.
Kempner home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kempner$364,401
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 6 Kempner listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Kempner17.71%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Kempner67
New listings per month
Sellers arriving at the market.
- Kempner9
Zip codes with a Kempner address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kempner — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.