States · Virginia · Albemarle County

Keswick, Virginia.

Typical home $861,598 (+2.6% in a year). Charlottesville, VA metro.

What it costs per month · Keswick $4,522/mo

to buy the typical home at today's mortgage rate — +$2,477 (+121%) since Jan 2020.

What the home itself did
1 year
Up $21,865 +3%
$839,733$861,598 since Sep 2025
5 years
Up $221,371 +35%
$640,227$861,598 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Keswick $4,522 Virginia $2,164 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Keswick$4,522
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Keswick, VA rose 2.6% over the past year — faster than the nation's +1.2%.

Living in Keswick, Albemarle County, Virginia

Keswick, in Albemarle County, had 321 people in the 2020 census. Unemployment in Albemarle County was 3.3% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most people in Albemarle County work in schools and health care, then professional services.

People 321 in the 2020 census
Household income Too few homes in Keswick for the Census survey to measure.
Unemployment 3.3% Albemarle County, August 2026; 3.3% a year before
Homes Too few homes in Keswick for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Keswick is a very small community in Albemarle County, Virginia, where homes carry high values and no one is recorded as living below the poverty line. Winters are cold, with a fair amount of snow, and summers turn warm, with rain and melted snow spread through the year. Across Albemarle County, household incomes are comfortable and unemployment is low.

Work. Residents here work mostly in schools, hospitals and social care, in professional and business services, in shops, and in restaurants, hotels and entertainment. Across Albemarle County, the largest workplaces include Sentara Martha Jefferson Hospital, Region Ten Community Services Board and Northrop Grumman Systems. The number of jobs across the county has edged up over the past year, and unemployment has held steady.

Things to do. A short drive away, Scott Stadium is the place to catch a game, and the Fralin Museum of Art offers a quiet afternoon among paintings and sculpture. For a night out, the Paramount Theater is also a short drive away. Those who prefer water can go a little farther to the Moormans River.

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  • 0%below the poverty line

What people in Albemarle County work in

  • Schools, hospitals and social care34%
  • Professional and business services18%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment7%
  • Banks, insurance and property7%
  • Other services5%

Employed residents by industry, from the Census survey. Albemarle County had 65,494 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 26°; warmest in July, 85° and 67° 20° 40° 60° 80° J 44° 26° F M A M J J 85° 67° A S O N D
Average daily high and low for each month: coldest in January, 44° and 26°; warmest in July, 85° and 67° 20° 40° 60° 80° J 44° 26° F M A M J J 85° 67° A S O N D

Coldest in January, with highs near 44° and lows near 26°; warmest in July, with highs near 85° and lows near 67°. About 16 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Monticello weather station, 5 miles away (NOAA).

Largest workplaces in Albemarle County

  1. Sentara Martha Jefferson HospitalGeneral hospital1,130FTE
  2. Albemarle CountyFire and rescue service917
  3. Region Ten Community Services BoardSocial workers' , mental health, offices595
  4. Faulconer Construction CompanyUtility line, construction559
  5. Northrop Grumman SystemsSearch detection navigation guidance aeronautical and nautical system and instrument manufacturing450
  6. Piedmont Virginia Community CollegeTwo-year college443
  7. Wegmans Food MarketsRetail supermarkets423
  8. Albemarle High SchoolSchools, secondary344

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 114 workplaces with 20 or more staff, 15,300 people in all across the county; Keswick has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Inland floodingRelatively high
  3. DroughtRelatively moderate
  4. HurricanesRelatively moderate
  5. LightningRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Keswick’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Albemarle County and the Charlottesville, VA metro.

Keswick home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Keswick $861,598 Virginia $412,252 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Keswick$861,598
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $7,254/yr median bill inside Keswick, effective 0.81% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Keswick listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 35% 2026 Keswick 34.42% United States 26.90%
15% 20% 25% 30% 35% 2026
  • Keswick34.42%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 125 2018 2019 2020 2021 2022 2023 2024 2025 2026 Keswick 34
25 50 75 100 125 2018 2022 2026
  • Keswick34

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Keswick 7
5 8 10 12 2026
  • Keswick7

Zip codes with a Keswick address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Keswick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Keswick