Keymar, Maryland.
Typical home $452,024 (+0.7% in a year). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$1,232 (+108%) since Jan 2020.
- 1 year
- Up $3,167 +1%
- $448,857$452,024 since Sep 2025
- 5 years
- Up $77,912 +21%
- $374,111$452,024 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Keymar$2,373
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Keymar, MD rose 0.7% over the past year — slower than the nation's +1.2%.
Living in Keymar, Carroll County, Maryland
The Census does not count Keymar on its own, so the figures here are Carroll County's. Half the county's households earn more than $118,211 a year and half less; 5% of the county's people live below the poverty line. 84% of the county's homes are lived in by their owners and 16% are rented. Unemployment in Carroll County was 3.0% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Keymar is a small town in Carroll County, Maryland, and across the county, most homes are lived in by their owners. Household incomes are higher than in much of the country, and fewer households fall below the poverty line than across the nation. The county's typical home value is substantial, and winters are cold and snowy while summers are warm.
Work. Many residents work in schools, hospitals and social care, or in professional and business services, and building trades and retail shops also employ people across the county. Unemployment has eased over the past year, and job numbers have edged up. Some residents work from home, while others commute to work.
Things to do. The Monocacy River is a short drive away and offers a quiet place to spend time by the water. Gettysburg National Military Park, an archaeological site, is a longer drive away and is one of the best known historic places nearby. Cunningham Falls State Park, a protected area, is also a longer drive away and offers a good day outdoors.
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- 64,285households
- 41.3median age
- 41%of adults have a degree
- 5%below the poverty line
- 34 mintypical commute
- 17%work from home
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 59,443 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 85° and lows near 64°. About 28 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Emmitsburg Southeast weather station, 6 miles away (NOAA).
Largest workplaces in Carroll County
- Carroll County Public SchoolsSchool district3,426FTE
- Carroll Hospital CenterGeneral hospital1,038FTE
- McDaniel CollegeUniversity or college851
- EvapcoEvaporative condensers manufacturing712
- Springfield Hospital CenterPsychiatric hospital702FTE
- Carroll Community CollegeTwo-year college576
- Foodservice Maryland483
- Amentum ServicesBase facilities operation support services409
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 116 workplaces with 20 or more staff, 14,707 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively moderate
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Carroll County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Baltimore-Columbia-Towson, MD metro.
Keymar home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Keymar$452,024
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Keymar address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Keymar — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.