Kihei, Hawaii.
Typical home $990,702 (-6.9% in a year), asking rent $3,092 (+4.8%). Kahului-Wailuku-Lahaina, HI metro.
to buy the typical home at today's mortgage rate — +$2,575 (+98%) since Jan 2020.
- 1 year
- Down $73,135 -7%
- $1,063,836$990,702 since Sep 2025
- 5 years
- Up $109,724 +12%
- $880,977$990,702 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kihei$5,200
- Hawaii$4,372
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in Kihei, HI fell 6.9% over the past year — slower than the nation's +1.2%.
Asking rents in Kihei, HI rose 4.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Kihei runs $3,302/mo more than renting one. The gap peaked at $4,727 in Oct 2023.
That is $6,394 a month against $3,092 rent: a $5,200 mortgage payment, plus $134 property tax and $1,061 insurance & upkeep.
Owning vs renting — Kihei
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$6,394
- Renting$3,092
- Mortgage only$5,200
Property tax · $134/mo 0.16% of value a year — the ACS 2020-2024 median bill over the median home value for Maui County, HI
Insurance & upkeep · $1,061/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Kihei, Maui County, Hawaii
Kihei, in Maui County, had 21,423 people in the 2020 census. Half its households earn more than $87,772 a year and half less, against $97,161 across Maui County; 7% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Maui County was 2.9% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kihei is a community on the dry, sunny-looking leeward side of Maui, and its residents are a little older than the typical American. Household incomes run below the county's, while homes are costly and rents are high. Most households own the place they live in, though a good share rent. Winters are mild and summers only a little warmer, with no real snow and modest rainfall through the year.
Work. Many residents work in restaurants, hotels and entertainment, with others in schools, hospitals and social care, in professional and business services, or in shops. Among the largest workplaces in Kihei are Safeway, Bayer Research and Development Services and Maui Electric Company's Maalaea Generating Station. Unemployment across Maui County is low and a little higher than a year earlier, and the number of jobs has grown slightly. Commutes are fairly short, and a fair number of people work from home.
Things to do. A short drive away, Makena State Park is a protected coastal area, and the Maui Ocean Center is an aquarium. Keālia Pond National Wildlife Refuge, also a short drive off, protects wetland habitat. Haleakalā National Park is a longer drive, and makes a full outing.
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- 8,182households
- 31%of adults have a degree
- 7%below the poverty line
- 22 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Maui County had 74,407 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 68° and lows near 51°; warmest in August, with highs near 75° and lows near 58°. About 31 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Kula Hospital weather station, 7 miles away (NOAA).
Largest workplaces in Kihei
- Hilton Grand Vacation Inc.176
- SafewaySupermarkets and other grocery stores136
- Bayer Research and Development ServicesSupport activities for crop production100
- Maui Electric Company, Inc. - Maalaea Generating StationElectric power generation, fossil fuel67
- Wyndham Vacation OwnershipHotels and motels57
- Akina EnterprisesShuttle services44
- Research Corporation of the University of HawaiiResearch42
- KiheiMail and parcel delivery41
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 746 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- LightningRelatively high
- Volcanic activityrelatively high in parts of KiheiRelatively moderate
- Earthquakesrelatively high in parts of KiheiRelatively moderate
- TsunamisRelatively moderate
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kihei’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Maui County and the Kahului-Wailuku-Lahaina, HI metro.
Kihei home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kihei$990,702
- Hawaii$832,932
- United States$366,157
Sellers are cutting prices on about 1 in 6 Kihei listings, and the typical home goes pending in 89 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Kihei15.95%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Kihei89
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Kihei484
New listings per month
Sellers arriving at the market.
- Kihei63
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Kihei$782,858
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Kihei94.33%
Zip codes with a Kihei address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kihei — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.