Kilmichael, Mississippi.
Typical home $130,069 (-4.4% in a year).
to buy the typical home at today's mortgage rate — +$286 (+72%) since Jan 2020.
- 1 year
- Down $5,955 -4%
- $136,024$130,069 since Sep 2025
- 5 years
- Down $12,016 -8%
- $142,085$130,069 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kilmichael$683
- Mississippi$1,021
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Kilmichael, MS fell 4.4% over the past year — slower than the nation's +1.2%.
Living in Kilmichael, Montgomery County, Mississippi
Kilmichael is a town of 639 people in Montgomery County. Unemployment in Montgomery County was 3.3% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kilmichael is a very small town in Montgomery County, Mississippi, where neighbors are likely to know one another. Homes cost less than across much of the country, and incomes in the county run below the typical American level, with a good number of residents living below the poverty line. Winters are mild and short, with snow a rare sight, while summers turn hot and the year brings a great deal of rain.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also providing jobs. Across Montgomery County, the largest workplaces include Winona-Montgomery Consolidated Schools, Biewer Sawmill-Winona and Tyler Holmes Memorial Hospital. Unemployment in the county has eased compared with a year earlier, though the number of jobs has slipped slightly, and nobody in town works from home.
Things to do. Water is the main draw nearby. Calabrella Creek is a short drive away, and Grenada Lake, a reservoir, is a longer drive. The Big Black River is also a longer drive away and suits an afternoon spent along a river bank.
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- 18%below the poverty line
- 0%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 2,424 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 29°; warmest in August, with highs near 90° and lows near 66°. About 1 inches of snow and 59 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Winona East weather station, 5 miles away (NOAA).
Largest workplaces in Montgomery County
- Winona-montgomery Consolidated SchoolsSchool district182FTE
- Biewer Sawmill-WinonaDimension lumber, made from logs or bolts170
- Tyler Holmes Memorial HospitalCritical access hospital134FTE
- American Medical Response117
- Hol-MacTanks, heavy gauge metal, manufacturing110
- WinonaMail and parcel delivery20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 417 people in all across the county; Kilmichael has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- LightningRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kilmichael’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County.
Kilmichael home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kilmichael$130,069
- Mississippi$194,531
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Kilmichael6
Zip codes with a Kilmichael address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kilmichael — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.