States · Colorado · Elbert County

Kiowa, Colorado.

Typical home $675,601 (+2.3% in a year). Denver-Aurora-Lakewood, CO metro.

What it costs per month · Kiowa $3,546/mo

to buy the typical home at today's mortgage rate — +$1,852 (+109%) since Jan 2020.

What the home itself did
1 year
Up $15,183 +2%
$660,418$675,601 since Sep 2025
5 years
Up $65,841 +11%
$609,760$675,601 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Kiowa $3,546 Colorado $2,777 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Kiowa$3,546
  • Colorado$2,777
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 34 years.

Typical home values in Kiowa, CO rose 2.3% over the past year — faster than the nation's +1.2%.

Living in Kiowa, Elbert County, Colorado

Kiowa is a town of 725 people in Elbert County. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Elbert County was 4.0% in August 2026, and the county had 5.1% more jobs in 2025 than the year before. The most residents work in shops, then construction.

People 725 in the 2020 census
Household income Too few homes in Kiowa for the Census survey to measure.
Unemployment 4.0% Elbert County, August 2026; 3.3% a year before
Homes 86% lived in by their owners; 14% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Kiowa is a very small town on the eastern plains of Colorado and the seat of Elbert County. Nearly everyone here owns the home they live in, and household incomes across the county are well above what most of the country sees. Homes in town are worth a good deal, and only a small share of adults hold a four-year degree.

Work. People in Kiowa work mostly in shops, the building trades, government, and in schools, hospitals and social care. Across Elbert County, the largest workplaces include the Elizabeth School District, Walmart and Safeway. Commutes are long, and a fair number of residents work from home. Unemployment across the county is a little higher than a year ago, though the county has added jobs over the past year.

Things to do. Rambler Ranch, a museum, is a short drive away. Farther afield are Castlewood Canyon State Park, a protected area of canyon and open land, and Daniels Park, a park, both a longer drive away. Winters are cold and snowy, with a good deal more snow than most of the country sees, while July brings warm, hot afternoons, and the year as a whole is fairly dry.

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  • 249households
  • 16%of adults have a degree
  • 34 mintypical commute
  • 14%work from home

What residents work in

  • Shops (retail)26%
  • Building trades17%
  • Government12%
  • Schools, hospitals and social care10%
  • Manufacturing8%
  • Other services7%

Employed residents by industry, from the Census survey. Elbert County had 5,138 jobs in 2025, 5.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 18°; warmest in July, 85° and 56° 20° 40° 60° 80° J 43° 18° F M A M J J 85° 56° A S O N D
Average daily high and low for each month: coldest in January, 43° and 18°; warmest in July, 85° and 56° 20° 40° 60° 80° J 43° 18° F M A M J J 85° 56° A S O N D

Coldest in January, with highs near 43° and lows near 18°; warmest in July, with highs near 85° and lows near 56°. About 75 inches of snow and 19 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Elizabeth 2NW weather station, 10 miles away (NOAA).

Largest workplaces in Elbert County

  1. Elizabeth School DistrictSchool district362FTE
  2. WalmartWarehouse clubs and supercenters194
  3. SafewaySupermarkets and other grocery stores90
  4. Big Sandy School District No. 100JSchool district62FTE
  5. Twin Rivers DeliveryCourier services57
  6. School District No. C-2 in the county of Elbert and State ofSchool district53FTE
  7. ViaflexTank lining contractors52
  8. Elbert School District No. 200School district50FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 529 people in all across the county; Kiowa has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireRelatively high
  2. HailRelatively high
  3. Winter weatherRelatively high
  4. LightningRelatively moderate
  5. Cold wavesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kiowa’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Elbert County and the Denver-Aurora-Lakewood, CO metro.

Kiowa home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Kiowa $675,601 Colorado $529,013 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Kiowa$675,601
  • Colorado$529,013
  • United States$366,157
Property tax, 2026 roll $2,123/yr median bill inside Kiowa, effective 0.33% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2021 2022 2023 2024 2025 2026 Kiowa 16
5 10 15 20 25 2022 2024 2026
  • Kiowa16

Zip codes with a Kiowa address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kiowa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Kiowa