Kremlin, Oklahoma.
Typical home $160,300 (+2.9% in a year). Enid, OK metro.
to buy the typical home at today's mortgage rate — +$406 (+93%) since Jan 2020.
- 1 year
- Up $4,535 +3%
- $155,765$160,300 since Sep 2025
- 5 years
- Up $21,517 +16%
- $138,784$160,300 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kremlin$841
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Kremlin, OK rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Kremlin, Garfield County, Oklahoma
Kremlin is a town of 247 people in Garfield County. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Garfield County was 3.8% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Garfield County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kremlin is a very small town in Garfield County, with a population small enough that most people likely know one another. Nearly everyone lives in a home they own, and few households fall below the poverty line. Winters are cold, with snow on the ground now and then, while summers turn hot, and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, manufacturing, and restaurants, hotels and entertainment. Across Garfield County, some of the largest workplaces are Enid Schools, Advance Food Company, which makes frozen specialty foods, and St Marys Regional Medical Center. Job numbers across the county have been close to flat, and unemployment there has risen a little compared with a year ago.
Things to do. Great Salt Plains State Park and the nearby Salt Plains National Wildlife Refuge are protected areas a longer drive away, and Great Salt Plains Lake, a reservoir, lies in the same direction. For an indoor outing, the Railroad Museum of Oklahoma is a museum, also a longer drive away.
Report a mistake
- 3%below the poverty line
What people in Garfield County work in
Employed residents by industry, from the Census survey. Garfield County had 23,334 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 47° and lows near 25°; warmest in July, with highs near 95° and lows near 72°. About 9 inches of snow and 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Enid weather station, 9 miles away (NOAA).
Largest workplaces in Garfield County
- Enid SchoolsSchool district993FTE
- Advance Food CompanyFrozen specialty food manufacturing534
- St Marys Regl Medical CenterGeneral hospital489FTE
- Amentum ServicesAircraft maintenance and repair services445
- Advance Food CompanyFrozen specialty food manufacturing441
- Bass Baptist Health CenterGeneral hospital391FTE
- Advance Food CompanyFrozen specialty food manufacturing361
- WalmartWarehouse clubs and supercenters357
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 38 workplaces with 20 or more staff, 6,393 people in all across the county; Kremlin has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Ice stormsVery high
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kremlin’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Garfield County and the Enid, OK metro.
Kremlin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kremlin$160,300
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Kremlin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kremlin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.