Kula, Hawaii.
Typical home $1,318,445 (+2.4% in a year), asking rent $3,100 . Kahului-Wailuku-Lahaina, HI metro.
to buy the typical home at today's mortgage rate — +$3,884 (+128%) since Jan 2020.
- 1 year
- Up $30,694 +2%
- $1,287,751$1,318,445 since Sep 2025
- 5 years
- Up $269,746 +26%
- $1,048,699$1,318,445 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Kula$6,920
- Hawaii$4,372
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Kula, HI rose 2.4% over the past year — faster than the nation's +1.2%.
Living in Kula, Maui County, Hawaii
Kula, in Maui County, had 6,942 people in the 2020 census. Half its households earn more than $100,433 a year and half less, against $97,161 across Maui County; 12% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Maui County was 2.9% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Kula is a community on the slopes of Haleakalā on Maui, home to a small but settled population. Incomes run a little above the county's, and most homes are lived in by their owners. Typical home values are high, and a good share of adults hold a four-year degree. The weather is mild all year, with cool winters, gentle summers and little or no snow.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. Commutes are fairly long, and a fair number of people work from home. Across Maui County, some of the largest workplaces are Maui Memorial Medical Center, the Grand Wailea, Waldorf and the Hyatt Regency Maui Resort and Spa.
Things to do. Enchanted Floral Gardens of Kula and Kula Botanical Garden, both botanical gardens, are in or beside town. Keālia Pond National Wildlife Refuge, a protected area, is a short drive away. Haleakalā National Park is a longer drive away.
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- 2,494households
- 41%of adults have a degree
- 12%below the poverty line
- 30 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Maui County had 74,407 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 68° and lows near 53°; warmest in August, with highs near 76° and lows near 59°. About 23 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Kula Branch Station weather station, a mile away (NOAA).
Largest workplaces in Maui County
- Maui Memorial Medical CenterGeneral hospital1,301FTE
- Hilton Worldwide Holdings, Inc.Hotels1,134
- Hyatt Regency Maui Resort and SpaOggrm618
- Four Seasons Resorts LanaiHotels with golf courses, tennis courts, and/or other health spa facilities606
- The Ritz-Carlton Maui, KapaluaHotels580
- Wailea Beach Resort - Marriott HawaiiHotels, resort, without casinos551
- WalmartDiscount department stores478
- County of Maui Police DepartmentPolice departments458
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 155 workplaces with 20 or more staff, 20,082 people in all across the county; Kula has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Volcanic activityRelatively high
- WildfireRelatively high
- LightningRelatively high
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Kula’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Maui County and the Kahului-Wailuku-Lahaina, HI metro.
Kula home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Kula$1,318,445
- Hawaii$832,932
- United States$366,157
Sellers are cutting prices on about 1 in 4 Kula listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Kula24.93%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Kula42
New listings per month
Sellers arriving at the market.
- Kula10
Zip codes with a Kula address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Kula — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.