Lake Hamilton, Florida.
Typical home $290,273 (-2.0% in a year). Lakeland-Winter Haven, FL metro.
to buy the typical home at today's mortgage rate — +$823 (+118%) since Jan 2020.
- 1 year
- Down $5,978 -2%
- $296,251$290,273 since Sep 2025
- 5 years
- Up $45,783 +19%
- $244,490$290,273 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lake Hamilton$1,524
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Lake Hamilton, FL fell 2.0% over the past year — slower than the nation's +1.2%.
Living in Lake Hamilton, Polk County, Florida
Lake Hamilton is a town of 1,537 people in Polk County. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Polk County was 5.6% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most people in Polk County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lake Hamilton is a small town in Polk County, Florida, where most homes are lived in by their owners. The typical resident is in middle age, and a four-year degree is held by fewer adults than is typical across the country. Winters are mild, with little or no snow, while summers are hot and the year brings plenty of rain.
Work. Residents work mostly in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in professional and business services. Across Polk County, some of the largest workplaces are Polk Schools, Lakeland Regional MED CTR and Publix Supermarkets. Household incomes across the county are modest, and the typical trip to work is somewhat longer than a quick drive across town.
Things to do. A short drive away, Bok Tower Gardens is a botanical garden, and Legoland Florida and Cypress Gardens are amusement parks. Farther afield, a longer drive brings you to Walt Disney World Resort and its neighboring parks, as well as SeaWorld Orlando.
Report a mistake
- 510households
- 14%of adults have a degree
- 27 mintypical commute
What people in Polk County work in
Employed residents by industry, from the Census survey. Polk County had 264,981 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 73° and lows near 52°; warmest in July, with highs near 93° and lows near 74°. About 52 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Winter Haven weather station, 7 miles away (NOAA).
Largest employers in Polk County
- Publix Super Markets16,537
- Polk County School Board13,500
- Lakeland Regional Health8,279
- Walmart5,523
- Amazon5,500
- Polk County Government5,262
- Baycare3,402
- Geico2,941
From Polk County’s annual financial report for 2025, its schedule of principal employers (its source: “Central Florida Development Council; Florida Department of Economic Opportunity, Labor Market Statistics Center”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- HurricanesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lake Hamilton’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Polk County and the Lakeland-Winter Haven, FL metro.
Lake Hamilton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lake Hamilton$290,273
- Florida$375,361
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lake Hamilton14
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Lake Hamilton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lake Hamilton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.