Laurel Hill, Florida.
Typical home $203,201 (+1.5% in a year). Crestview-Fort Walton Beach-Destin, FL metro.
to buy the typical home at today's mortgage rate — +$529 (+99%) since Jan 2020.
- 1 year
- Up $3,054 +2%
- $200,147$203,201 since Sep 2025
- 5 years
- Up $9,971 +5%
- $193,230$203,201 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Laurel Hill$1,067
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 69 years.
Typical home values in Laurel Hill, FL rose 1.5% over the past year — faster than the nation's +1.2%.
Living in Laurel Hill, Okaloosa County, Florida
Laurel Hill is a city of 584 people in Okaloosa County. Half its households earn more than $63,036 a year and half less, against $81,998 across Okaloosa County; 13% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Okaloosa County was 4.4% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Okaloosa County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Laurel Hill is a very small city, and most of its homes are lived in by their owners. Household incomes are lower than across Okaloosa County, and a larger share of people live below the poverty line than you might expect in a place where nearly everyone owns a home. Few adults hold a four-year degree. Winters are mild, with cool nights and daytime highs that stay comfortable, while summers are hot, and rain falls steadily through the year.
Work. People who live in Laurel Hill work mostly in schools, hospitals and social care, with others in professional and business services, restaurants and hotels, and shops. Across Okaloosa County, some of the largest workplaces are Okaloosa Schools, HCA FL FT Walton-destin Hosp and North Okaloosa Medical Center. The commute is a long one, and very few people work from home. Unemployment in the county has edged up a little over the past year.
Things to do. Florala City Park is a garden a short drive away, and it is the closest of the nearby places. A longer drive brings you to Conecuh National Forest, a large protected area, and to the Sepulga River. Choctawhatchee National Forest is another protected area a longer drive off, for those who want more woodland to explore.
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- 11%of adults have a degree
- 13%below the poverty line
- 39 mintypical commute
- 5%work from home
What people in Okaloosa County work in
Employed residents by industry, from the Census survey. Okaloosa County had 89,542 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 62° and lows near 40°; warmest in July, with highs near 92° and lows near 72°. About 60 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Florala Municipal Airport weather station, 10 miles away (NOAA).
Largest employers in Okaloosa County
- Okaloosa County School District4,846
- HCA Florida Fort Walton-destin Hospital1,285
- Wal-mart Stores1,200
- Okaloosa County Board of County Commissioners1,109
- Publix Stores1,015
- Reliance Test & Technology770
- North Okaloosa Medical Center729
- Northwest Florida State College726
From Okaloosa County’s annual financial report for 2025, its schedule of principal employers (its source: “ONE OKALOOSA EDC”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- HurricanesRelatively high
- LightningRelatively high
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Laurel Hill’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Okaloosa County and the Crestview-Fort Walton Beach-Destin, FL metro.
Laurel Hill home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Laurel Hill$203,201
- Florida$375,361
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Laurel Hill address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Laurel Hill — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.