Laverne, Oklahoma.
Typical home $98,526 (+3.1% in a year).
to buy the typical home at today's mortgage rate — +$290 (+128%) since Jan 2020.
- 1 year
- Up $3,006 +3%
- $95,521$98,526 since Sep 2025
- 5 years
- Up $23,127 +31%
- $75,399$98,526 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Laverne$517
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Laverne, OK rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Laverne, Harper County, Oklahoma
Laverne is a town of 1,223 people in Harper County. Half its households earn more than $60,694 a year and half less, against $64,053 across Harper County. Unemployment in Harper County was 2.6% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Harper County work in farming, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Laverne is a small town in Harper County, in the northwest part of Oklahoma. Household incomes here run a little below the county's, and a typical home costs less than in much of the country. Winters are cold and summers are hot, with snow in the colder months and rain and melted snow spread through the year.
Work. Many residents work on the land, in farming, forestry and mining, while others work in schools, hospitals and social care, in transport, warehouses and utilities, or in government. Across Harper County, the largest workplaces include Buffalo Schools, Harper County Community Hospital and Western Skilled Nursing and Therapy. Most people get to work in a fairly short drive, and almost no one works from home.
Things to do. Spring Creek runs in or beside town, and Kiowa Creek is a short drive away. A longer drive brings you to Fort Supply Lake, a reservoir, and to the Beaver River, a river worth a day out.
Report a mistake
- 390households
- 19 mintypical commute
- 0%work from home
What people in Harper County work in
Employed residents by industry, from the Census survey. Harper County had 1,094 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 22°; warmest in July, with highs near 94° and lows near 68°. About 18 inches of snow and 23 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gate weather station, 13 miles away (NOAA).
Largest workplaces in Harper County
- Buffalo SchoolsSchool district39FTE
- Harper County Community HospitalCritical access hospital38FTE
- Western Skilled Nursing and TherapySkilled nursing facilities27
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 27 people in all across the county; Laverne has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- DroughtVery high
- Cold wavesVery high
- HailVery high
- WildfireRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Laverne’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harper County.
Laverne home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Laverne$98,526
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Laverne5
Zip codes with a Laverne address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Laverne — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.