States · Indiana · Dearborn County

Lawrenceburg, Indiana.

Typical home $246,521 (+3.1% in a year). Cincinnati, OH-KY-IN metro.

What it costs per month · Lawrenceburg $1,294/mo

to buy the typical home at today's mortgage rate — +$748 (+137%) since Jan 2020.

What the home itself did
1 year
Up $7,322 +3%
$239,200$246,521 since Sep 2025
5 years
Up $66,754 +37%
$179,768$246,521 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lawrenceburg $1,294 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lawrenceburg$1,294
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Lawrenceburg, IN rose 3.1% over the past year — faster than the nation's +1.2%.

Living in Lawrenceburg, Dearborn County, Indiana

Lawrenceburg is a city of 5,129 people in Dearborn County. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Dearborn County was 3.3% in August 2026, and the county had 2.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 5,129 in the 2020 census
Household income Too few homes in Lawrenceburg for the Census survey to measure.
Unemployment 3.3% Dearborn County, August 2026; 3.6% a year before
Homes 58% lived in by their owners; 42% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lawrenceburg is a small city on the Ohio River in Dearborn County, Indiana, and a smaller place than most cities. More households here rent their homes than across the county as a whole, though most homes are still lived in by their owners. Fewer adults hold a four-year degree than you might expect in a city with so many hospital and school jobs. Winters are cold and snowy without being extreme, with the coldest days in January, and summers turn warm in July. Rain and melted snow are fairly generous through the year.

Work. Residents mostly work in schools, hospitals and social care, in shops, in professional and business services, and in manufacturing. Among the largest workplaces in town are ST Elizabeth Dearborn, a general hospital, Lawrenceburg Community School, the local school district, and Kroger, a grocery store. Most people have a fairly short drive to work, and very few work from home. Unemployment across Dearborn County has eased a little since a year ago, and the county has added jobs over the past year.

Things to do. Perfect North Slopes, a ski area in or beside town, makes the most of the snowy months, and Tanners Creek, a river in or beside town, is close at hand for time by the water. A short drive away is the Creation Museum, and Laughery Creek, another river, is also a short drive away. For a bigger outing, the Cincinnati Zoo and Botanical Garden is a longer drive away.

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  • 2,294households
  • 22%of adults have a degree
  • 14%below the poverty line
  • 20 mintypical commute
  • 4%work from home

What residents work in

  • Schools, hospitals and social care29%
  • Shops (retail)16%
  • Professional and business services11%
  • Manufacturing9%
  • Building trades8%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Dearborn County had 14,998 jobs in 2025, 2.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 24° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 24° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 86° and lows near 66°. About 11 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cincinnati-fernbank weather station, 10 miles away (NOAA).

Largest workplaces in Lawrenceburg

  1. St Elizabeth DearbornGeneral hospital424FTE
  2. Incompass HealthcarePsychiatric hospital290FTE
  3. Lawrenceburg Community School CorpSchool district252FTE
  4. Kroger Cincinnati-Dayton KMASupermarkets and other grocery except convenience stores182
  5. Trilogy Health ServicesNursing care facilities skilled nursing facilities126
  6. Lowe's Companies, INCHomecenter124
  7. Shady Nook Care CenterSkilled nursing facilities99
  8. Veritas Baptist CollegeUniversity or college46

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 612 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. TornadoesRelatively high
  3. Cold wavesrelatively high in parts of LawrenceburgRelatively moderate
  4. Lightningrelatively high in parts of LawrenceburgRelatively moderate
  5. Inland floodingRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lawrenceburg’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dearborn County and the Cincinnati, OH-KY-IN metro.

Lawrenceburg home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Lawrenceburg $246,521 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Lawrenceburg$246,521
  • Indiana$257,165
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Lawrenceburg listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

25% 30% 35% 2026 Lawrenceburg 28.14% United States 25.56%
25% 30% 35% 2026
  • Lawrenceburg28.14%
  • United States25.56%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 15 20 25 2018 2019 2020 2021 2022 2023 2024 2025 2026 Lawrenceburg 17
10 15 20 25 2018 2022 2026
  • Lawrenceburg17

New listings per month

Sellers arriving at the market.

4 6 8 2026 Lawrenceburg 8
4 6 8 2026
  • Lawrenceburg8

Zip codes with a Lawrenceburg address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lawrenceburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.