Lincoln, Missouri.
Typical home $211,927 (+6.0% in a year).
to buy the typical home at today's mortgage rate — +$555 (+99%) since Jan 2020.
- 1 year
- Up $12,014 +6%
- $199,912$211,927 since Sep 2025
- 5 years
- Up $24,949 +13%
- $186,977$211,927 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lincoln$1,112
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in Lincoln, MO rose 6.0% over the past year — faster than the nation's +1.2%.
Living in Lincoln, Benton County, Missouri
Lincoln is a city of 1,144 people in Benton County. Half its households earn more than $63,200 a year and half less, against $52,567 across Benton County; 13% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Benton County was 4.9% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Benton County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lincoln is a small city in Benton County, Missouri, where most homes are lived in by their owners. Household incomes run higher than across the county, and a typical home costs less than in many parts of the country. Winters are cold, with some snow, and summers are hot, with a fair amount of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, with the building trades, manufacturing and shops close behind. Few people work from home, and the typical commute is a long one, so many drive some distance to their jobs. Across Benton County, the largest workplaces include Walmart, Warsaw R-IX Schools and Regal Rexnord.
Things to do. Harry S. Truman Reservoir is a short drive away and is the largest body of water nearby. Harry S Truman State Park, a protected area, is also a short drive from town. Small creeks such as Williams Creek and Bird Branch run through the surrounding countryside, close enough for a quiet afternoon outdoors.
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- 520households
- 19%of adults have a degree
- 13%below the poverty line
- 34 mintypical commute
- 2%work from home
What people in Benton County work in
Employed residents by industry, from the Census survey. Benton County had 3,818 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 19°; warmest in July, with highs near 88° and lows near 67°. About 18 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cole Camp 3NW weather station, 7 miles away (NOAA).
Largest workplaces in Benton County
- WalmartWarehouse clubs and supercenters230
- Warsaw R-IX SchoolsSchool district162FTE
- Cole Camp R-I SchoolsSchool district118FTE
- Regal RexnordMotors, electric, manufacturing111
- Lincoln R-II SchoolsSchool district83FTE
- Ozark Fire Sprinkler CoSprinkler system, building, installation35
- Varsity SpiritUniforms, band, cut and sewn from purchased fabric23
- Tompkins Family FarmsFarrow-to-finish operations22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 441 people in all across the county; Lincoln has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- LightningVery high
- DroughtRelatively high
- Ice stormsRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lincoln’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Benton County.
Lincoln home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lincoln$211,927
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lincoln10
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Lincoln address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lincoln — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.