Lindsay, Texas.
Typical home $354,686 (-0.3% in a year). Gainesville, TX metro.
to buy the typical home at today's mortgage rate — +$948 (+104%) since Jan 2020.
- 1 year
- Down $1,135 -0%
- $355,820$354,686 since Sep 2025
- 5 years
- Up $48,115 +16%
- $306,570$354,686 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lindsay$1,862
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Lindsay, TX fell 0.3% over the past year — slower than the nation's +1.2%.
Living in Lindsay, Cooke County, Texas
Lindsay is a city of 1,045 people in Cooke County. Half its households earn more than $115,417 a year and half less, against $73,932 across Cooke County; 3% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Cooke County was 3.6% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lindsay is a very small Texas town in Cooke County, where nearly everyone lives in a home they own. Household incomes run well above the county's, and very few residents live below the poverty line. Winters are mild and short, with a little snow most years, and summers are hot, with August the warmest month.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and transport and warehousing close behind. Across Cooke County, some of the largest workplaces are Safran Seats, USA, which makes aircraft assemblies and parts, North Central Texas College, and Gainesville ISD. Some people work from home, and the county's unemployment rate has eased over the past year.
Things to do. A short drive away are Frank Buck Zoo and Leeper Lake, which suit an easy afternoon out. Locke Field, a stadium, is also close by. For a longer outing, the Lyndon B. Johnson National Grassland is a protected area a longer drive away.
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- 453households
- 34%of adults have a degree
- 3%below the poverty line
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Cooke County had 16,662 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 32°; warmest in August, with highs near 94° and lows near 72°. About 3 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gainesville Ene weather station, 9 miles away (NOAA).
Largest workplaces in Cooke County
- Select Water SolutionsOil and gas field services on a contract basis2,922
- Safran Seats, USAAircraft assemblies, subassemblies, and parts manufacturing1,127
- North Central Texas CollegeTwo-year college770
- Endurance Lift SolutionsOil and gas field services on a contract basis570
- Peak RentalsOil and gas field services on a contract basis526
- Gainesville ISDSchool district410FTE
- WalmartWarehouse clubs and supercenters398
- Primoris Distribution ServicesPipeline, gas and oil, construction394
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 38 workplaces with 20 or more staff, 9,096 people in all across the county; Lindsay has one of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Ice stormsRelatively high
- WildfireRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lindsay’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cooke County and the Gainesville, TX metro.
Lindsay home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lindsay$354,686
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lindsay11
Zip codes with a Lindsay address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lindsay — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.