Llano, Texas.
Typical home $302,434 (-2.1% in a year).
to buy the typical home at today's mortgage rate — +$790 (+99%) since Jan 2020.
- 1 year
- Down $6,398 -2%
- $308,832$302,434 since Sep 2025
- 5 years
- Up $10,631 +4%
- $291,803$302,434 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Llano$1,587
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 97 years.
Typical home values in Llano, TX fell 2.1% over the past year — slower than the nation's +1.2%.
Living in Llano, Llano County, Texas
Llano is a city of 3,325 people in Llano County. Half its households earn more than $48,309 a year and half less, against $67,530 across Llano County; 15% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Llano County was 4.4% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Llano is a small Texas city, and most homes here are lived in by their owners rather than rented. Household incomes run well below the county's, and a good number of residents live below the poverty line. Winters are mild and mostly free of snow, summers are very hot, and rainfall is modest through the year. Fewer adults hold a four-year degree here than in many American towns.
Work. Residents work mainly in schools, hospitals and social care, with professional and business services, restaurants and hotels, and shops also employing many. Among the largest workplaces in Llano are Llano ISD, the school district, and MID Coast Medical Center-central, a critical access hospital. Unemployment across Llano County is little changed from a year ago, and the county has added a few more jobs. The typical commute is short, and some people work from home.
Things to do. Lake Buchanan and Inks Lake are reservoirs a longer drive away, and both draw people who like boating and time on the water. Enchanted Rock State Natural Area, also a longer drive away, is a protected area known for its great granite dome. Fort Croghan, a museum a longer drive away, covers the area's frontier history.
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- 1,491households
- 26%of adults have a degree
- 15%below the poverty line
- 20 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Llano County had 5,721 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 62° and lows near 34°; warmest in August, with highs near 97° and lows near 72°. About 28 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Llano weather station, 2 miles away (NOAA).
Largest workplaces in Llano
- Llano ISDSchool district315FTE
- SLP OperationsSkilled nursing facilities110
- Buttery CompanyHardware merchant wholesalers105
- MID Coast Medical Center-centralCritical access hospital39FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 215 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Inland floodingVery high
- Winter weatherRelatively high
- HailRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Llano’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Llano County.
Llano home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Llano$302,434
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 7 Llano listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Llano14.38%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Llano100
New listings per month
Sellers arriving at the market.
- Llano12
Zip codes with a Llano address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Llano — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.