States · Missouri · Jackson County

Lone Jack, Missouri.

Typical home $446,602 (+4.6% in a year). Kansas City, MO-KS metro.

What it costs per month · Lone Jack $2,344/mo

to buy the typical home at today's mortgage rate — +$1,323 (+130%) since Jan 2020.

What the home itself did
1 year
Up $19,474 +5%
$427,128$446,602 since Sep 2025
5 years
Up $94,364 +27%
$352,239$446,602 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lone Jack $2,344 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lone Jack$2,344
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Lone Jack, MO rose 4.6% over the past year — faster than the nation's +1.2%.

Living in Lone Jack, Jackson County, Missouri

Lone Jack is a city of 1,492 people in Jackson County. Half its households earn more than $121,389 a year and half less, against $68,577 across Jackson County; 6% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Jackson County was 3.8% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.

People 1,492 in the 2020 census; median age 33.8
Household income $121,389 the median, give or take $7,475 · Jackson County: $68,577
Unemployment 3.8% Jackson County, August 2026; 4.4% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lone Jack is a small city on the eastern edge of the Kansas City area, with a younger population than many towns its size. Households here earn well above the county's typical income, and poverty is less common than you might expect. Nearly everyone owns the home they live in, and typical home values run high. Adults here are about as likely as not to have stopped short of a four-year degree, though a good number have one. Winters are cold, with January the coldest month and highs staying below freezing in the worst of it, and summers are hot, with July highs well into the upper range. Snowfall is moderate, and rain and melted snow add up to a fairly wet year.

Work. Residents work mostly in schools, hospitals and social care, followed by restaurants, hotels and entertainment, manufacturing, and shops. Commutes are on the long side, which fits a town where many people travel toward the wider metro area for work, and a fair number work from home. Across Jackson County, some of the largest workplaces are Hallmark Marketing Company, Children's Mercy Hospital and the University of Missouri-Kansas City. Unemployment in the county is lower than it was a year earlier, though the number of jobs has slipped slightly.

Things to do. Most outings from Lone Jack mean a longer drive into the Kansas City area. Lake Jacomo is a lake for boating and walks by the water, and Blue Springs Lake is a reservoir with similar open space. For an indoor day, The Nelson-Atkins Museum of Art is one of the best known museums in the region, and Arrowhead Stadium is the place to catch a game.

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  • 468households
  • 36%of adults have a degree
  • 6%below the poverty line
  • 33 mintypical commute
  • 14%work from home

What residents work in

  • Schools, hospitals and social care20%
  • Restaurants, hotels and entertainment14%
  • Manufacturing10%
  • Shops (retail)8%
  • Transport, warehouses and utilities8%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Jackson County had 374,810 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 39° and 21°; warmest in July, 88° and 69° 20° 40° 60° 80° J 39° 21° F M A M J J 88° 69° A S O N D
Average daily high and low for each month: coldest in January, 39° and 21°; warmest in July, 88° and 69° 20° 40° 60° 80° J 39° 21° F M A M J J 88° 69° A S O N D

Coldest in January, with highs near 39° and lows near 21°; warmest in July, with highs near 88° and lows near 69°. About 17 inches of snow and 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Pleasant Hill Weather Office weather station, 6 miles away (NOAA).

Largest workplaces in Jackson County

  1. Hallmark Marketing CompanyStationery supplies merchant wholesalers8,526
  2. FreedomCareActivity centers for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities6,177
  3. HoneywellFlexible wiring boards, bare, manufacturing4,639
  4. Children's Mercy HospitalChildren's hospital4,347FTE
  5. Internal Revenue ServiceFederal government · Department of the Treasury3,743
  6. University of Missouri-Kansas CityUniversity or college3,399
  7. Saint Lukes Hospital of Kansas CityGeneral hospital3,321FTE
  8. Kansas City 33 SchoolsSchool district2,612FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 618 workplaces with 20 or more staff, 117,899 people in all across the county; Lone Jack has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Hailrelatively high in parts of Lone JackRelatively moderate
  2. Heat wavesrelatively high in parts of Lone JackRelatively moderate
  3. Tornadoesrelatively high in parts of Lone JackRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lone Jack’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County and the Kansas City, MO-KS metro.

Lone Jack home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Lone Jack $446,602 Missouri $265,387 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Lone Jack$446,602
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Lone Jack listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Lone Jack 19
10 20 30 40 2018 2022 2026
  • Lone Jack19

New listings per month

Sellers arriving at the market.

4 6 8 2026 Lone Jack 7
4 6 8 2026
  • Lone Jack7

Zip codes with a Lone Jack address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lone Jack — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lone Jack