Lone Jack, Missouri.
Typical home $446,602 (+4.6% in a year). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$1,323 (+130%) since Jan 2020.
- 1 year
- Up $19,474 +5%
- $427,128$446,602 since Sep 2025
- 5 years
- Up $94,364 +27%
- $352,239$446,602 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lone Jack$2,344
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Lone Jack, MO rose 4.6% over the past year — faster than the nation's +1.2%.
Living in Lone Jack, Jackson County, Missouri
Lone Jack is a city of 1,492 people in Jackson County. Half its households earn more than $121,389 a year and half less, against $68,577 across Jackson County; 6% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Jackson County was 3.8% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lone Jack is a small city on the eastern edge of the Kansas City area, with a younger population than many towns its size. Households here earn well above the county's typical income, and poverty is less common than you might expect. Nearly everyone owns the home they live in, and typical home values run high. Adults here are about as likely as not to have stopped short of a four-year degree, though a good number have one. Winters are cold, with January the coldest month and highs staying below freezing in the worst of it, and summers are hot, with July highs well into the upper range. Snowfall is moderate, and rain and melted snow add up to a fairly wet year.
Work. Residents work mostly in schools, hospitals and social care, followed by restaurants, hotels and entertainment, manufacturing, and shops. Commutes are on the long side, which fits a town where many people travel toward the wider metro area for work, and a fair number work from home. Across Jackson County, some of the largest workplaces are Hallmark Marketing Company, Children's Mercy Hospital and the University of Missouri-Kansas City. Unemployment in the county is lower than it was a year earlier, though the number of jobs has slipped slightly.
Things to do. Most outings from Lone Jack mean a longer drive into the Kansas City area. Lake Jacomo is a lake for boating and walks by the water, and Blue Springs Lake is a reservoir with similar open space. For an indoor day, The Nelson-Atkins Museum of Art is one of the best known museums in the region, and Arrowhead Stadium is the place to catch a game.
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- 468households
- 36%of adults have a degree
- 6%below the poverty line
- 33 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Jackson County had 374,810 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 21°; warmest in July, with highs near 88° and lows near 69°. About 17 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pleasant Hill Weather Office weather station, 6 miles away (NOAA).
Largest workplaces in Jackson County
- Hallmark Marketing CompanyStationery supplies merchant wholesalers8,526
- FreedomCareActivity centers for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities6,177
- HoneywellFlexible wiring boards, bare, manufacturing4,639
- Children's Mercy HospitalChildren's hospital4,347FTE
- Internal Revenue ServiceFederal government · Department of the Treasury3,743
- University of Missouri-Kansas CityUniversity or college3,399
- Saint Lukes Hospital of Kansas CityGeneral hospital3,321FTE
- Kansas City 33 SchoolsSchool district2,612FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 618 workplaces with 20 or more staff, 117,899 people in all across the county; Lone Jack has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Hailrelatively high in parts of Lone JackRelatively moderate
- Heat wavesrelatively high in parts of Lone JackRelatively moderate
- Tornadoesrelatively high in parts of Lone JackRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lone Jack’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County and the Kansas City, MO-KS metro.
Lone Jack home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lone Jack$446,602
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 4 Lone Jack listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lone Jack19
New listings per month
Sellers arriving at the market.
- Lone Jack7
Zip codes with a Lone Jack address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lone Jack — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.