Lone Oak, Texas.
Typical home $287,334 (-2.5% in a year). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$719 (+91%) since Jan 2020.
- 1 year
- Down $7,510 -3%
- $294,843$287,334 since Sep 2025
- 5 years
- Up $12,370 +4%
- $274,963$287,334 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lone Oak$1,508
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 79 years.
Typical home values in Lone Oak, TX fell 2.5% over the past year — slower than the nation's +1.2%.
Living in Lone Oak, Hunt County, Texas
Lone Oak is a city of 643 people in Hunt County. Half its households earn more than $65,500 a year and half less, against $71,938 across Hunt County; 8% of its people live below the poverty line. Unemployment in Hunt County was 4.6% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most people in Hunt County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lone Oak is a very small city in Hunt County, Texas, where people tend to be somewhat older than in many places. Household incomes run below the county's, and typical home values are well above what those incomes might suggest. Some residents work from home, though most travel to jobs elsewhere.
Work. Residents most often work in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Across Hunt County, the largest workplaces include Hunt Regional Medical Center, Greenville ISD and Walmart. Jobs across the county grew slightly over the past year, and unemployment is unchanged from a year earlier.
Things to do. Water is the main draw nearby: Lake Tawakoni, a reservoir, and Lake Tawakoni State Park are both a longer drive away, as is the Sabine River. For something indoors, the Audie Murphy American Cotton Museum is also a longer drive away. Winters are mild and fairly short, summers are hot, and rain falls steadily through the year.
Report a mistake
- 8%below the poverty line
- 10%work from home
What people in Hunt County work in
Employed residents by industry, from the Census survey. Hunt County had 33,372 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 55° and lows near 34°; warmest in August, with highs near 94° and lows near 72°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lake Tawakoni weather station, 10 miles away (NOAA).
Largest workplaces in Hunt County
- L3Harris Technologies, Integrated Systems L.P. (Greenville)Aircraft conversions4,798
- Hunt Regional Medical CenterGeneral hospital1,615FTE
- Texas A & M University-CommerceUniversity or college1,398
- Greenville ISDSchool district824FTE
- Caddo Mills ISDSchool district421FTE
- WalmartWarehouse clubs and supercenters387
- Quinlan ISDSchool district382FTE
- SolvayTapes, varnished and coated, made from purchased fabric350
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 64 workplaces with 20 or more staff, 9,751 people in all across the county; Lone Oak has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsVery high
- HailRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lone Oak’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hunt County and the Dallas-Fort Worth-Arlington, TX metro.
Lone Oak home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lone Oak$287,334
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Lone Oak listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lone Oak25.01%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lone Oak36
New listings per month
Sellers arriving at the market.
- Lone Oak7
Zip codes with a Lone Oak address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lone Oak — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.