States · Oklahoma · Kiowa County

Lone Wolf, Oklahoma.

Typical home $86,514 (-2.3% in a year).

What it costs per month · Lone Wolf $454/mo

to buy the typical home at today's mortgage rate — +$250 (+123%) since Jan 2020.

What the home itself did
1 year
Down $2,044 -2%
$88,558$86,514 since Sep 2025
5 years
Up $17,338 +25%
$69,176$86,514 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lone Wolf $454 Oklahoma $1,159 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lone Wolf$454
  • Oklahoma$1,159
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Lone Wolf, OK fell 2.3% over the past year — slower than the nation's +1.2%.

Living in Lone Wolf, Kiowa County, Oklahoma

Lone Wolf is a town of 373 people in Kiowa County. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Kiowa County was 4.2% in August 2026, and the county had 3.6% fewer jobs in 2025 than the year before. The most people in Kiowa County work in schools and health care, then farming.

People 373 in the 2020 census
Household income Too few homes in Lone Wolf for the Census survey to measure.
Unemployment 4.2% Kiowa County, August 2026; 3.3% a year before
Homes 70% lived in by their owners; 30% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lone Wolf is a very small town in Kiowa County, Oklahoma, where most homes are lived in by their owners and typical home values are modest. Incomes are below what is typical across much of the country, and more people live below the poverty line than is usual. Few adults hold a four-year degree, and the usual trip to work is a short one. Winters are cold but brief and nearly snow-free, and summers get hot.

Work. Residents work mostly in schools, hospitals and social care, with others in farming, forestry and mining, in shops, and in government. Across Kiowa County, the largest workplaces include Hobart Schools, Elkview General Hospital and Snyder Schools. Unemployment in the county is higher than it was a year ago, and the county has fewer jobs than it did the year before.

Things to do. Quartz Mountain Nature Park, a protected area, is a short drive away, as are the Elm Fork Red River and Lake Altus-Lugert, a lake. For a longer drive, Great Plains State Park is another protected area, and Lake Hobart is a reservoir.

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  • 189households
  • 8%of adults have a degree
  • 25%below the poverty line
  • 19 mintypical commute

What people in Kiowa County work in

  • Schools, hospitals and social care24%
  • Farming, forestry and mining13%
  • Shops (retail)12%
  • Government9%
  • Manufacturing8%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Kiowa County had 1,909 jobs in 2025, 3.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 50° and 27°; warmest in July, 95° and 73° 20° 40° 60° 80° 100° J 50° 27° F M A M J J 95° 73° A S O N D
Average daily high and low for each month: coldest in January, 50° and 27°; warmest in July, 95° and 73° 20° 40° 60° 80° 100° J 50° 27° F M A M J J 95° 73° A S O N D

Coldest in January, with highs near 50° and lows near 27°; warmest in July, with highs near 95° and lows near 73°. About 2 inches of snow and 31 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Altus Dam weather station, 8 miles away (NOAA).

Largest workplaces in Kiowa County

  1. Hobart SchoolsSchool district91FTE
  2. Elkview General HospitalGeneral hospital73FTE
  3. Snyder SchoolsSchool district71FTE
  4. Mountain View-gotebo SchoolsSchool district56FTE
  5. WalmartDiscount department stores54
  6. Elk Creek Kiowa CasinoCasinos40
  7. SesacoOilseed and grain combination farming, field and seed production36

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 130 people in all across the county; Lone Wolf has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Strong windVery high
  3. Ice stormsVery high
  4. DroughtRelatively high
  5. HailRelatively high
  6. Heat wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lone Wolf’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kiowa County.

Lone Wolf home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Lone Wolf $86,514 Oklahoma $220,801 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Lone Wolf$86,514
  • Oklahoma$220,801
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 2025 2026 Lone Wolf 7
4 6 8 2025 2026
  • Lone Wolf7

Zip codes with a Lone Wolf address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lone Wolf — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lone Wolf