Longmont, Colorado.
Typical home $541,469 (-1.5% in a year), asking rent $1,883 (+1.4%). Boulder, CO metro.
to buy the typical home at today's mortgage rate — +$1,281 (+82%) since Jan 2020.
- 1 year
- Down $8,306 -2%
- $549,775$541,469 since Sep 2025
- 5 years
- Up $22,290 +4%
- $519,179$541,469 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Longmont$2,842
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 82 years.
Typical home values in Longmont, CO fell 1.5% over the past year — slower than the nation's +1.2%.
Asking rents in Longmont, CO rose 1.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Longmont runs $1,778/mo more than renting one. The gap peaked at $2,119 in Oct 2023.
That is $3,660 a month against $1,883 rent: a $2,842 mortgage payment, plus $239 property tax and $580 insurance & upkeep.
Owning vs renting — Longmont
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,660
- Renting$1,883
- Mortgage only$2,842
Property tax · $239/mo 0.53% of value a year — the ACS 2020-2024 median bill over the median home value for Boulder County, CO
Insurance & upkeep · $580/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Longmont, Boulder County, Colorado
Longmont is a city of 98,885 people in Boulder County. Half its households earn more than $90,671 a year and half less, against $103,994 across Boulder County; 9% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Longmont was 4.7% in August 2026, and Boulder County had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Longmont is a city in Boulder County, with a median age that sits a little above the middle of the country's range and a population that is well educated: many adults hold a four-year degree. Incomes run below the county's overall, and most households own their homes, though somewhat fewer than in many places. Winters are cold, with January the coldest month, and summers turn hot by July, while the year brings fairly little rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with professional and business services, manufacturing and retail also employing large numbers. Among the largest workplaces in Longmont are the St. Vrain Valley School District, UCHealth Longs Peak Hospital and Seagate Technology. Unemployment has crept up over the past year, and the county has seen a small drop in the number of jobs. A typical commute is a modest one, and a good number of people work from home.
Things to do. Left Hand Creek runs in or beside town, a river that suits an easy walk along the water. Boulder Creek is a short drive away. For a bigger outing, the Denver Zoo and Coors Field are a longer drive away.
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- 42,155households
- 47%of adults have a degree
- 9%below the poverty line
- 24 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Boulder County had 191,487 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 14°; warmest in July, with highs near 91° and lows near 55°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Longmont Ese weather station, a mile away (NOAA).
Largest workplaces in Longmont
- St. Vrain Valley School District No. Re1JSchool district4,060FTE
- Uchealth Longs Peak HospitalGeneral hospital623FTE
- Seagate TechnologyDisk drives, computer, manufacturing537
- The J.M. Smucker CompanyFood, prepared, perishable, packaged for individual resale519
- Federal Aviation AdministrationFederal government · Department of Transportation476
- Monster Brewing CompanyAle brewing315
- Longmont United HospitalGeneral hospital310FTE
- WalmartWarehouse clubs and supercenters299
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 70 workplaces with 20 or more staff, 8,023 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- HailRelatively high
- Winter weatherRelatively high
- TornadoesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Longmont’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Boulder County and the Boulder, CO metro.
Longmont home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Longmont$541,469
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Longmont listings, and the typical home goes pending in 28 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Longmont33.10%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Longmont28
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Longmont436
New listings per month
Sellers arriving at the market.
- Longmont124
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Longmont$563,188
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Longmont98.83%
Zip codes with a Longmont address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Longmont — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Longmont
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 80504 | Longmont | 63,451 | $2,082 | $569,219 |
| 80501 | Longmont | 44,147 | $1,797 | $478,560 |
| 80503 | Longmont | 35,846 | $1,898 | $726,877 |