Loxley, Alabama.
Typical home $289,470 (-0.2% in a year). Daphne-Fairhope-Foley, AL metro.
to buy the typical home at today's mortgage rate — +$832 (+121%) since Jan 2020.
- 1 year
- Down $709 -0%
- $290,179$289,470 since Sep 2025
- 5 years
- Up $50,271 +21%
- $239,198$289,470 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Loxley$1,519
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Loxley, AL fell 0.2% over the past year — slower than the nation's +1.2%.
Living in Loxley, Baldwin County, Alabama
Loxley is a city of 3,710 people in Baldwin County. Unemployment in Baldwin County was 3.1% in August 2026, and the county had 3.3% more jobs in 2025 than the year before. The most people in Baldwin County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Loxley is a small city in Baldwin County, Alabama, with a younger population than many towns its size. Incomes in the county are on the comfortable side, and a four-year degree is held by a good share of adults. Winters are mild and brief, with little or no snow, and summers are hot and wet, with plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in manufacturing. Some of the biggest workplaces in Loxley are the Loxley Retail Support Center for Ace Hardware, an Aldi site, and Estes Express Lines. The typical commute is a fairly long one, and a modest number of people work from home.
Things to do. Fish River and Blackwater River are both a short drive away and are good places to spend time on the water. For a longer outing, the USS Alabama and Battleship Memorial Park are museums a longer drive away, and the Mobile Museum of Art is another museum in the same direction.
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- 1,350households
- 39%of adults have a degree
- 12%below the poverty line
- 29 mintypical commute
- 11%work from home
What people in Baldwin County work in
Employed residents by industry, from the Census survey. Baldwin County had 87,943 jobs in 2025, 3.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 39°; warmest in July, with highs near 90° and lows near 72°. About 69 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Robertsdale weather station, 8 miles away (NOAA).
Largest workplaces in Loxley
- Loxley Retail Support Center - Ace HardwareHardware except motor vehicle merchant wholesalers338
- LOX - Aldi INC Alabama241
- Estes Express Lines89
- Southern VisionsExtracts, essences and preparations, tea, manufacturing65
- Titus Transport Holdings62
- EcmdLumber merchant wholesalers23
- La-z-boy Furniture GalleriesHousehold-type furniture, upholstered, manufacturing20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 838 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- LightningVery high
- TornadoesRelatively high
- Inland floodingRelatively high
- WildfireRelatively moderate
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Loxley’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baldwin County and the Daphne-Fairhope-Foley, AL metro.
Loxley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Loxley$289,470
- Alabama$238,614
- United States$366,157
Sellers are cutting prices on about 1 in 4 Loxley listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Loxley22.52%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Loxley85
New listings per month
Sellers arriving at the market.
- Loxley26
Zip codes with a Loxley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Loxley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.